Hello, the amount of the Platinum Card of China CITIC Bank is10,000-50,000 yuan. The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. One score segment corresponds to one result, and the amount is low from not approving cards to approving cards. After using the credit card for a period of time, the limit may be lowered, or you can apply for an increase.
What is the limit of CITIC Platinum Card?
Generally speaking, the credit line of CITIC Bank Platinum Credit Card is 10000-50000. The credit card limit mainly depends on the applicant's personal qualifications, and is given according to the comprehensive score of the information submitted by the applicant.
When applying for a credit card, try to provide proof of my financial source. Good credit is also helpful for approving a higher credit limit.
On the basis of integrating diversified services and functions, CITIC Bank Platinum Credit Card provides its target customers with value-added products that meet their characteristics.
China CITIC Bank:
Nature of CITIC Bank: The full name of CITIC Bank is CITIC Bank Co., Ltd., which was established in 1987, formerly known as CITIC Industrial Bank and changed to CITIC Bank at the end of 2005. CITIC Bank is one of the national commercial banks, headquartered in Beijing, and its main shareholder is China CITIC Limited. "
CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national banks in China, with its headquarters in Beijing. Bancobilbaovizcaya Argentina (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, * * * employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.
Create background
At the end of 1984, with the need of economic development, China International Trust and Investment Company (hereinafter referred to as CITIC Company) fully engaged in foreign exchange banking. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.
1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange transactions, foreign exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank.
1986 at the end of may, citic company applied to the people's bank of China to reorganize the banking department of citic company into citic industrial bank.
At the beginning of 1987, CITIC Bank was formally established with the approval of the People's Bank of the State Council and China. Headquartered in Beijing.
1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.
CITIC Platinum Credit Card Limit
The credit limit of CITIC Bank Platinum Card is generally more than 50,000 yuan, and the specific amount is not fixed, mainly depending on the personal qualifications of the applicant. CITIC Bank will make a comprehensive score according to the information submitted by the applicant and give the corresponding quota. When conducting comprehensive evaluation, CITIC Bank mainly refers to the applicant's age, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc.
The annual fee of CITIC Bank Platinum Credit Card is 480 yuan, and the annual fee of supplementary card is 240. In addition, CITIC Bank's I Platinum Card provides an annual fee-free service. As long as you swipe your card 12 times, you can avoid the annual fee of the current year, and you can also exchange points for annual fees, 60,000 points.
If you swipe your card or withdraw cash 1 time within 30 days of card approval, you will be exempted from the annual fee for the first year, and if you swipe your card or withdraw cash five times within one year, you will be exempted from the annual fee for the next year. There is no charge if the credit card is not activated (note: except CITIC Unlimited Credit Card, Air China World Credit Card, Platinum Credit Card, Magic Titanium Card and Annual Fee Package Card).
The credit card limit of CITIC Bank is generally 3000- 10000 yuan, the credit card limit is 10000-50000 yuan and the platinum credit card limit is generally 50000-500000 yuan. CITIC Bank Credit Card Center officially issued CITIC Credit Card on February 8, 2003. CITIC Bank also provides users with supporting credit card services, such as a 24-hour global 800 toll-free customer service hotline. There are nearly 20 credit card repayment methods of CITIC Bank, including automatic transfer, counter cash repayment, self-service terminal repayment and telephone bank transfer. CITIC Bank Credit Card Center has also launched services such as "terminal payment" and "Lacarra convenient payment". Application conditions: domestic users 18-65 years old, overseas users 25-65 years old; Users need to have a stable job and a fixed residence; No bad credit record. In addition, you need to provide proof of identity, work and income when applying.
Ways to increase the quota:
1, don't forget to swipe your card anytime, anywhere. During the period of using the card, you should swipe your card more. Try to choose a shop that swipes your card. The more frequently you use it, there will be a relatively stable consumption quota every month, just changing the original habit of cash consumption to credit card. This shows your loyalty to the bank. The bank's information system will count the frequency and amount of users' credit cards, and will automatically increase the credit limit of users in about half a year.
2. Repay on time and maintain good credit. If you owe money, you can borrow it if you change it Banks also strictly follow this old truth. If the user doesn't exchange money on time, there is definitely no credit. It is better to pay it back in full, not just the minimum repayment amount, because the revolving interest will be unbearable for the user.
3. Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, the user can actively submit a written application or adjust the credit line through the service electricity, which requires the approval of the bank. Under normal circumstances, after reviewing the consumption records and credit records, the user's credit limit will be improved to some extent.
How much does CITIC Platinum Card start with?
CITIC Bank's platinum credit card limit is generally above 50,000.
1. At present, there are many types of credit cards provided by CITIC Bank, among which platinum cards are very popular. As far as we know, the credit card limit is general, and each type of credit card is different. The amount of the Platinum Credit Card of CITIC Bank is 10000-50000. The minimum amount of the credit card you can get is 3,000 yuan, and the maximum amount is 100000 yuan, which mainly depends on the credit card amount and personal quality, not that the specified amount is certain. When applying, provide economic proof as much as possible, such as real estate license, motor vehicle license plate and other property under your name. Besides financial resources, you should also consider the nature of your job and your income. In order to meet the requirements, I will give you a large credit card, which is a very important comprehensive score.
2. When you get CITIC Platinum Credit Card, you should first use this card for overdraft consumption and keep a good repayment record. After a period of time, you can apply for the amount from the bank and submit some other valid financial certificates to help approve the application amount. If you want to use your credit card quickly, you can use it often and spend it anywhere, regardless of the amount. It is best to submit at least 30% of the total consumption bill every month. Credit card spending requires three consecutive months of bills, which cannot be interrupted in the middle, that is, spending every month.
3. From the card level, CITIC's credit card has little difference in the amount of gold cards, which can be used for a period of time, and the amount of gold cards is higher than that of platinum cards. The amount of the Platinum Credit Card of CITIC Bank is generally 6,543.8+0,000 to 20,000, and the specific amount depends on the individual's application qualification. The credit card limit of CITIC Bank is determined according to the applicant's financial status and credit status. There are many factors for reference, such as the nature of the customer's work, education, income, personal stability, personal assets, personal social credit and the use of other financial products. If you are not satisfied with your credit card limit, you can apply for adjustment after using it for a period of time.
: 1999, CITIC Bank officially launched the CITIC Debit Card, realizing nationwide access, bank-wide access and inter-bank access, with one card for multiple users, one card for multiple functions and one card for multiple purposes. "Wealth management treasure" is favored by the market for its advantages of compound intelligent wealth management, and has been officially approved by the State Administration for Industry and Commerce as a national registered trademark, becoming the first registered trademark in the field of financial services.
This concludes the introduction of the credit limit of CITIC Platinum Card and the general credit limit of CITIC Platinum Card. Did you find the information you needed from it?