1. Loan application form

Seven articles about loan application templates

As the times progress, application forms are no longer unfamiliar to us. In terms of writing, , the application also has a certain format. Have no clue when it comes to writing your application? Below are 7 loan application forms that I have compiled for you. I hope they can help you.

Loan Application Part 1 Application Date: _________year_________month_________day Name of the borrowing unit Account opening bank and account number Application for loan of 1,000 yuan Duration of approved quarterly loan plan of 1,000 yuan Deadline of month and day Actual borrowing amount Sales amount of 1,000 yuan for this quarter, 10,000 yuan as of the end of the month, inventory amount of 10,000 yuan, original loan

Due to the stamp of the competent authority of the enterprise

Approval amount of 1,000 yuan, approval period of 1,000 yuan, approved by the bank review opinion, month and day Interest rate from month to day ‰ Representative:

Handler:

Year, month and day

Stamp method

Loan application Book 2 Credit Union:

1. Reasons for applying for loan extension:

I borrowed a loan of 10,000 yuan on the year, month and day. It expires on the month and year. Since I am unable to repay the principal and interest of the loan, I am applying for an extension for one month. I plan to pay off this loan before the day and month. The repayment source of this loan is. I promise to abide by the relevant credit policies of your company. , repay the principal and interest of the loan according to the extension maturity date, and provide joint liability guarantee.

2. Basic information of the guarantor:

1. Collateral situation: This loan is guaranteed by the property located in the property. The property has a brick-concrete structure, with a mortgage of 10 floors and a building area of ??_. After on-site inspection by relevant personnel, the initial appraisal value of the property was 10,000 yuan, and the loan mortgage rate was %.

2. Guarantor situation: Guarantor ①: The guarantor has a house with an area of ????square meters and a value of 10,000 yuan. Other assets are about 10,000 yuan. The total family assets are about 10,000 yuan. Contact number:; Guarantee Person ②: The guarantor has a house with an area of ????square meters and a value of 10,000 yuan. Other assets are about 10,000 yuan. The total family assets are about 10,000 yuan. Contact number:; Guarantor ③: The guarantor has a house with an area of ????square meters and a value of 10,000 yuan. Ten thousand yuan, other assets are about ten thousand yuan, the total family assets are about ten thousand yuan, contact number:.

3. Sources and measures of repayment funds

I promise to abide by the relevant credit policies of your company and use the income to repay the principal and interest of the loan before the loan extension expires. The loan guarantor will continue to provide joint liability guarantee for the extended loan. If I cannot repay when due, I am willing to bear the relevant financial and legal responsibilities.

Please ask the credit union to review and extend the extension

Applicant:

Spouse:

Year, month and day

Loan application form 3×× Rural Credit Union:

1. Basic information of the borrower

×××, place of origin: Yunnan ××, Han nationality, male, × years old, lives at home Yunnan Province ××× number. Family situation: Family size × people, I am the head of the family. The main source of economic income is. Applicant’s phone number: ×××ID card number: ×××.

Spouse: ×××, ID number: ×××.

2. Basic information about *** and the repayer

×××, place of origin: Yunnan××, Han nationality, female, × years old, home address: Yunnan Province××× No., ID number: ×

××.

×××, native place: Yunnan××, Han nationality, male, ×× years old, home address: ×××, ID number: ×××.

3. Reasons for borrowing

Sugar cane planting has been successful in the ××× area. According to the relevant support policies for the development of the cane sugar industry, and after personal inspection and practice, the current sugar cane market prospects Good, with better returns and less risk. I plan to expand the sugarcane planting area in 20xx. I have found more than 100 acres of land and need to invest 100,000 yuan in development and construction. I currently have 50,000 yuan in funds, but I still lack some liquidity

I would like to apply to your company for a loan of 50,000 yuan (￥50,000.00 yuan). The loan period is three years.

IV. Repayment sources and repayment plan

I will use daily household income from daily groceries operations, sugar cane planting income and other annual household income as the source of repayment, and I will pay on time during the borrowing period. Interest settlement.

The sugarcane industry was invested in the same year and achieved results that year. Based on the average yield of 3 tons per mu in the first year, 100 acres produced 300 tons. The current price per ton is 500 yuan. The gross income for the year was 150,000 yuan. Excluding the cost of 1,000 yuan per mu, the net profit was about 40,000 yuan. . I plan to repay all the principal and interest owed by the end of February 20xx. If the loan is due and fails to be repaid on time, I will voluntarily bear the liability for breach of contract and the legal liability I should bear. I promise to pay attention to credibility and earmark funds for exclusive use. 5. Basic information of the guarantor ×××, place of origin: ××, Yunnan, × ethnic group, female, × years old, lives in ××× village, Yunnan Province, currently works at ×××, ID number: Guarantee, and voluntarily assume the guarantee liability and legal liability after the loan matures.

I hereby apply

Please approve!

Loan applicant: ×××

Guarantor: ×××

January 6, 20xx

Loan application form 4 Shulan Changxu Co., Ltd.:

Due to our needs, our company plans to apply to your company for small and medium-sized enterprises Loan, application amount (RMB) 10,000 yuan (in capital letters: ), term, used for, source of repayment funds. The relevant information submitted together with this application (see the "List of Submitted Information" for details) is for your organization's reference when making loan decisions. , please review, and your organization is always welcome to send personnel to investigate.

The company hereby solemnly promises: ① The information provided is true, legal and valid. If the information provided is distorted, the company will be responsible for all consequences; ② If other information is needed, the company will The company will provide it when assisting the project manager of your organization in the loan investigation; ③ Regardless of whether your center agrees to provide a loan to our company, our company agrees that all the information provided (unless otherwise stated) will be kept in your center's archives and does not need to be returned.

Sincerely!

Applicant unit: (official seal)

Legal representative: (signature)

Year, month and day

Loan application form 5 Dear :

Hello, I am XXXX employee XX. I entered the company in XX month of XXXX. In the past three years, I have been influenced by the company's strong corporate culture, under the guidance of all leaders, and under the guidance of all company family members. With their care and support, I continued to improve my shortcomings and learn business knowledge, allowing me to grow from a young boy with nothing to do to the current business elite. I deeply feel that XXX is not only a company where I work, but also a school for lifelong learning. I have already regarded the company as my home. Thank you XXX for your selfless help!

Fate came too suddenly, without any prelude. At the beginning of this year, I met a girl from my hometown through the introduction of my relatives. After several contacts and understandings, we both felt that it was too late to meet each other. We also recently got engaged under the arrangement of two families, and the wedding date is also Coming soon.

However, marriage is beautiful, and it also requires me to face the reality before marriage. I grew up in a single-parent family. My father raised me alone on the few acres of thin farmland at home. Last year, my father borrowed XX million yuan from friends and relatives to build a new house at home. I watched my father work hard. I don’t want him to worry more about my marriage, and I don’t want him to add a few more silver strands to his gray hair on the temples.

Therefore, I want to borrow XX million yuan from the company to do my best to reduce my father's burden and give my marriage a good start. I sincerely ask the leadership for approval! From now on, the company will deduct XXX yuan from my salary every month as the monthly repayment amount.

Please ask the leader to seriously consider my application. Regardless of whether the leader approves it or not, I will work hard, be proactive, and fight bravely for the platform given to me by the company, for myself, and for my family!

XXXX

XXXX

Loan application form 6XX branch:

XX Co., Ltd. was founded in _________ and has so far More than 20 years of history. The company has XX production lines with an annual output of XX million tons of XX products. The company was certified by the China Quality Certification Center and obtained the XX quality system certification in _________. Strictly improving the systematic management system ensures that the company can continuously and stably produce various series of high-quality products, and continuously innovate to enhance corporate competitiveness.

The company is located close to the airport, port, expressway and railway, and has developed sea and land transportation, which is conducive to the development of international and domestic markets. The company has obtained the XX production license, and the products it produces are sold to more than 20 provinces, cities and cities across the country and are used in the XX industry. At present, product prices have risen to a certain extent and demand exceeds supply, and the company's profitability has increased significantly. The company currently has 535 employees, including 233 professional and technical personnel of various types. It covers an area of ??more than 600 acres, has a registered capital of 36 million yuan, total assets of 93 million yuan, average annual sales revenue of up to 100 million yuan, and realized taxes of 8 million yuan. It has entered a new round of rapid development and a new platform.

The improving market and the demand for post-disaster reconstruction in disaster areas have created rare development opportunities for the company. The company decided to tap the potential of equipment and transform new technologies at the same time to expand production capacity to meet the growing market demand. The prices of main raw materials have increased significantly this year. At the same time, the company expects sales to increase in the second half of the year. The raw materials in stock cannot meet the production demand after the expansion of production capacity. It needs to increase working capital to expand raw material inventory and ensure production. Therefore, I have requested a working capital loan of 10 million yuan from your bank to purchase raw and fuel storage materials. The company uses the increased income from new sales and depreciation funds as the source of repayment, and uses the company's land use rights and production plant equipment as collateral. The loan period is two years. I hope your bank will provide credit and loan support to our company and help our company achieve new development!

Applicant: _________

Date: _________year____month____day

Loan application form 7XXX Rural Credit Union:

1. Basic information of the borrower

×××, place of origin: Yunnan ××, Han nationality, male, × years old, lives in ×××, Yunnan Province. Family situation: Family size × people, I am the head of the family. The main sources of income are cash crop planting, breeding and daily groceries operations. Among them, the annual income from daily groceries is × yuan, the annual income from cash crop cultivation is 15,000 yuan, the crop planting is 5,000 yuan, and the pig breeding is 5,000 yuan; in addition, there is a storefront land on ××× street with a current value of 100,000 yuan. . Applicant’s phone number: ××× ID card number: ×××. Spouse: ×××, ID number: ×××.

2. Basic information about *** and the repayer

×××, place of origin: Yunnan××, Han nationality, female, × years old, home address: Yunnan Province××× No., ID number: ×××.

×××, native place: Yunnan××, Han nationality, male, ×× years old, home address: ×××, ID number: ×××.

3. Reasons for borrowing

Sugar cane planting has been successful in the ××× area. According to the relevant support policies for the development of the cane sugar industry, and after personal inspection and practice, the current sugar cane market prospects Good, with better returns and less risk. I plan to expand the sugarcane planting area in 20xx. I have found more than 100 acres of land and need to invest 100,000 yuan in development and construction. I currently have a capital of 50,000 yuan, but I still lack some working capital. I would like to apply to your company for a loan of 50,000 yuan (￥50,000.00 yuan). The loan period is three years.

4. Repayment sources and repayment plan

I will use daily household income from daily groceries operations, sugar cane planting income and other annual household income as the source of repayment, and I will pay on time during the borrowing period. Interest settlement. The sugarcane industry was invested in the same year and achieved results that year. Based on the average yield of 3 tons per mu in the first year, 100 acres produced 300 tons. The current price per ton is 500 yuan. The gross income for the year was 150,000 yuan. Excluding the cost of 1,000 yuan per mu, the net profit was about 40,000 yuan. . I plan to repay all the principal and interest owed by the end of February 20xx. If the loan is due and fails to be repaid on time, I will voluntarily bear the liability for breach of contract and the legal liability I should bear. I promise to pay attention to credibility and earmark funds for exclusive use.

5. Basic information of the guarantor

×××, place of origin: Yunnan ××, ethnic group ×, female, age ×, lives in ××× village, Yunnan Province, now ××× Job, ID number: ×××, I voluntarily guarantee the borrower, and voluntarily assume the guarantee responsibility and legal liability after the loan expires.

Loan applicant: xxx

Loan guarantor: xxx

20xx, xx, month xx

2. Enterprise loan application form How to write

Company introduction, introduction, business types and related introductions, house mortgage loan (30 years, loan limit can be recycled, 10 million yuan), house name transfer mortgage (installment house can be second mortgage loan), second-hand house Buying and selling mortgage/remortgage loan (80% to 30 years), car house (central property, installment without principal, right of use, full payment, installment, can be applied in remote suburbs and counties) mortgage loan for property property in the name of the company (office building, apartment, condominium, etc.) Both businesses and villas can apply) Small and medium-sized enterprises (no collateral required) Personal credit loans (no collateral required) Specific charging standards Attachment Proof of income of each bank Interest rate table of each bank Insurance rate table Company business introduction: Zhongcai Runwu Company’s business scope includes houses Mortgage loans, business assistance loans, second-hand house mortgage loans, second-hand house remortgage loans, re-mortgage loans with the same name, small and medium-sized enterprise loans, garage and other loan businesses. (2) Specific business types and introductions are as follows: 1. House mortgage loans and business assistance loans 1. The conditions required by the borrower: a natural person with property rights in Beijing, stable income and full capacity for civil conduct (the borrower can be Foreign account); the borrower's age is 18-65 years old (the mortgagor is over 65 years old and must entrust someone else to apply for the loan as the borrower). 2. Provide information: identity cards, household registers, marriage certificates, income certificates of both spouses; property certificate of the mortgaged property (if the property provides the original purchase contract). 3. Scope of mortgage properties: All properties in Beijing can be applied for. 4. Mortgage property types: commercial housing, houses, affordable housing, apartments, villas, commercial buildings, office buildings, and shops. 5. Specific process: Collect customer materials (collect deposit) → Home visit, evaluation, → Determine the loan amount → Report to the bank → Go to the bank to sign the contract → Approval → Make mortgage registration → The customer comes to our company to receive the payment 6. Loan period: Mortgage loan 1 -30 years. 7. The year when the property was built: All properties can be processed after 1978. 8. Loan amount: 10 million. (The loan amount can be recycled) Multiple properties can be used as mortgages under one person's name at the same time 2. Transfer loan with the same name 1. The borrower's conditions: Have a property with property rights in Beijing, have stable income and have full civil capacity Natural person (the borrower can have an overseas household registration); the borrower's age is 18-65 years old (the mortgagor must entrust someone else to apply for a loan as the borrower if he is over 65 years old). 2. Provide information: Identity cards of the borrower and his/her spouse (including ID card, passport, military officer’s ID card, Mainland Travel Permit, Taiwan Compatriot Certificate) household register of the borrower and his/her spouse, marriage certificate (if married, provide marriage certificate, and if divorced, provide divorce certificate) Or a divorce decree, if the widow is widowed, provide a death certificate) If the borrower is a foreigner, provide a "Temporary Residence Certificate" and the borrower's "House Ownership Certificate". If the property rights are included in the mortgage, the lending bank needs to provide a "Certificate of Balance" (stamped with a bank business seal) and "Original House Purchase" "Contract" and house purchase invoice or receipt, "Bank Mortgage Contract", the bank's printed monthly repayment details, the borrower's and spouse's income certificate; if the following materials can be provided, please try to provide them, if not, it is okay. Documents proving the borrower's creditworthiness (including "Car Driving License", "Real Estate Certificate", "Passbook", "Deposit Certificate", "Equity Investment Certificate", "Graduation and Degree Certificate", "Professional Qualification Certificate", "Professional Title Certificate", etc.; It is not necessary to provide it, but providing it will help the approval) 3. Scope of mortgage properties: All properties in Beijing can be applied for. 4. Loan amount: 10 million.

(The loan amount can be recycled) Multiple properties can be used as mortgages under one person's name at the same time 5. Specific process: Collect customer materials (collect deposit) → Home visit, evaluation, → Determine loan amount → Bank application → Go to the bank to sign the contract → Approval → Repayment and release of mortgage → Make mortgage registration → Customers come to our company to settle fees → Loan 6. Loan period: The loan period has been borrowed from other banks. Now the loan period is ≤ 30 years. The loan period is ≤ 35 years. 7. The year when the property was built: The age of the house shall not exceed 25 years. 8. Repayment method: equal principal (decreasing), equal principal and interest, scheduled interest payment and principal repayment at maturity (limited to loans with a term of one year and a loan amount of less than 500,000 yuan) 3. Second-hand houses Mortgage loan, second-hand house remortgage loan 1. Information required by the borrower (house buyer): second-hand house sales contract or agreement, borrower and spouse’s ID card (including ID card, passport, military officer ID card, mainland travel permit, Taiwan compatriot Certificate) Borrower and spouse's household register, borrower's marriage certificate (if married, provide marriage certificate, divorced, provide divorce certificate or divorce judgment, and if widowed, provide death certificate) When purchasing affordable housing, you must provide affordable housing within the validity period Review form: Invoice or receipt for the down payment of the house purchase; Proof of income of the borrower and spouse; Copy of the business license of the borrower's workplace with official seal (private companies must provide it); Original "Power of Attorney" in which the borrower authorizes others to sign relevant legal documents on their behalf. and the original "Notarial Certificate" issued by the notary office. Please try to provide the following materials if you can. If not, you can do it. Materials proving the borrower's creditworthiness (including but not limited to car driving license, house purchase invoice, real estate certificate, house purchase contract or invoice, passbook deposit certificate, deposit certificate issued by the bank, bank salary record, equity investment certificate, two-bond investment certificate, graduation And degree certificates, professional qualification certificates, professional title certificates, etc.; it is not necessary to provide, but providing it will help the approval) 2. Information required by the house seller: second-hand house sales contract or agreement, borrower and spouse’s ID card (including ID card , passport, military ID, Mainland Travel Permit, Taiwan Compatriot Certificate) Household register of borrower and spouse, marriage certificate of house seller (if married, provide marriage certificate, divorced, provide divorce certificate or divorce judgment, and if widowed, provide death certificate or household registration book) Marital status (indicate widowed)) Title certificate of the property being traded. Information required when the property being traded is non-commercial housing: When purchasing a house, purchasing a house at a standard price, or purchasing a house at a preferential price, the original house purchase contract is required, as clearly stated in the original house purchase contract. If the original seller has the right of first refusal or the income from the sale of the property belongs to the original seller, etc., special terms must be provided. If the original seller no longer exists, you can fill in the "Declaration of Sale of Purchased Public Housing" for central property rights. When buying a house, you need to provide the "Registration Form of Public Houses Purchased by Central-owned Units in Beijing and Listed for Sale". When it is an affordable house, you need to provide the original purchase contract. If the purchase period is less than five years, the sale price shall not be higher than the original purchase price. 3. Scope of mortgaged properties: Beijing It can be applied for any city real estate.

4. Specific process: Collect customer materials (collect deposit) → Home visit, evaluation, → Determine the loan amount → Report to the bank → Go to the bank to sign the contract → Approval → Do the mortgage registration (if you want to switch to a mortgage, you must first repay the mortgage and then do the mortgage registration) )→Customers go to our company to settle fees→Land 5. Loan period: Ordinary residence: 6 months---30 years (loan period ≤35 years) High-end residential and commercial housing: 1 year-10 years (age Loan period ≤ 20 years) Actual age of the loan period ≤ 656, repayment method equal principal (decreasing), equal principal and interest, scheduled interest payment and principal repayment when due (limited to loan period less than one year and loan amount less than 500,000 yuan) 4. Garage pledge 1. Basic conditions that need to be met to pledge the vehicle: (1) Motor vehicle registration certificate (2) Exercise certificate (3) Original vehicle purchase invoice (4) Insurance policy (5) Road maintenance fee (6) Purchase tax certificate (7) ID card (8) Imported vehicle inspection form Note: Additional materials for unit vehicles (1) Organization code certificate (2) Copy of business license (3) Three blank letters of introduction and official seal (4) Legal person power of attorney 2. Deposit The basic basic conditions that the house needs to meet: Materials required for installment houses: house purchase contract, loan contract, tax deed, maintenance fund invoice, ID card of the owner and his spouse, household registration book, marriage certificate (originals of the above documents must be provided) Materials required for a fully paid house: ID card, household registration booklet, marriage certificate, and real estate certificate of the owner and his spouse (the original house purchase agreement or original house purchase contract is also required for houses) (the above documents must be provided in original) 3. Processing process : Collect customer materials → Home visit, estimate → Book loan amount → Handle entrusted notarization → Collect mortgage certificate → Loan Note: Balloon loan repayment method: ▲ Above mortgage loan, second-hand house mortgage loan, second-hand house mortgage loan, re-mortgage loan with the same name All loans can be repaid using balloon loans. (For example: If you borrow 100,000 yuan and want to save interest and have a low monthly repayment amount, we can help you make a repayment interest rate of 1-5 years, but the monthly repayment amount is 20-30 years. The repayment amount will be repaid together with the principal in 5 years. If the principal cannot be repaid, you can apply for an extension of the loan period again) 5. Mortgage loan for property owned by the company: 1. Basic information provided Business license 2) Organizational structure Code certificate 3) ID card of the legal representative 4) Loan card and password 5) Capital verification report 6) Articles of association 7) Tax registration certificate 8) Mortgage property ownership certificate. 2. Loan term: 1-2 years. 3. Loan amount: no limit. 4. 6. Small and medium-sized enterprises: 1. Basic application conditions: Must be a company registered in Beijing. Company nature: limited liability company, partnership, individual industrial and commercial household, etc. Company operating time: at least 3 years. 2. Provide basic materials: company business license (original) and copies) National and local tax registration certificate (original) Organization Code Certificate (original) Company Articles of Association (must have a query stamp from the Industrial and Commercial Bureau) Capital Verification Report (must have a query stamp from the Industrial and Commercial Bureau) Loan Card (can be processed quickly if not available) owned by the company Shareholder’s ID card/passport Financial statement 3. Loan period: 1-2 years 7. Basic application conditions for personal credit loans: National civil servants (teachers, doctors, lawyers, public officials of state agencies, national top 500 companies, etc.) can apply ) Provide basic materials: original ID cards, household registers, marriage certificates, residence certificates, and income certificates of the borrower and his or her spouse

Reference materials: Trademark registration/

3. Small and medium-sized enterprises How should I write a business financing application?

Small and medium-sized enterprises often encounter difficult problems in the process of business development. Therefore, it can apply for a loan from the bank. When applying for a loan, you must submit a financing application to the bank and talk about financing-related matters. Then follow the editor to learn about small and medium-sized enterprise financing applications.

1. How to write an application for financing for small and medium-sized enterprises?

1. Reasons for application

This content states the financing entity and the purpose of financing. For example, ××× enterprise uses funds to undertake the ××× project.

2. Financing Amount

This content states the amount of financing required and the expected financing period.

3. Financing collateral

This content must state in detail what the collateral used for this financing is. Whether it is land or buildings, the number of collaterals must be stated. How much, what is the assessed value. If it is to mortgage land, the land certificate number must be indicated; if a real estate is to be mortgaged, the pre-sale certificate number or real estate certificate number and the land certificate number to which the property belongs must be indicated. Also explain the deposit.

4. Purpose of financing

This content should describe the specific purpose of financing in detail, and give a general plan, such as how much to pay for the project, how much to install, and how much to repay the debt. How many. The purpose of financing must be true.

5. Repayment instructions

This content requires detailed sources of payment, and the approximate amount and time for each repayment source should be given. For example, the first phase of residential sales in × The sales revenue can reach ×× yuan in ×× month ×× year. It can be stored in a special account and can reach ×× yuan in ×× month ×× year. It can be used as a second source of repayment, etc. It is best to have more than one source of repayment.

2. Small and medium-sized enterprises?

1. Bank loan. The nature of bank funds is divided into three types of working capital loans. Special loans are generally more favorable, and loans are divided into discounts.

Bank loans are one of the most common financing channels. However, due to their high requirements for enterprise qualifications and relatively cumbersome procedures, it is often difficult to quench the thirst for small and medium-sized enterprises in urgent need of funds.

2. Stock financing. Stocks have characteristics such as pressure to repay principal and interest, so financing risks are relatively small. The stock market can promote enterprises to transform their operating mechanisms and truly become legal entities and market competition entities that operate independently, are responsible for their own profits and losses, self-development, and self-restraint. At the same time, reorganization provides a broad stage and optimizes the company's integration capabilities.

3. Bonds, also known as corporate bonds, are securities issued by an enterprise in accordance with legal procedures and agree to repay principal and interest within a certain period of time. It means that the bond-issuing enterprise and the investor are a kind of creditor and debt. relation. Bond holders do not participate in the operation and management of the enterprise, but have the right to recover the agreed principal and interest on schedule. In the event of corporate bankruptcy, shareholders have the right to claim the remaining property of the company before they do so. Corporate bonds, like stocks, are securities and can be freely transferred.

4. Financial leasing. Financial leasing, through the combination of financing and property financing, has both financial and trade capital benefits, and plays a very obvious role in promoting and promoting the technological progress of enterprises. Financial leases include direct purchase leases, sale-leasebacks and leveraged leases. In addition, there are various leasing forms such as the combination of leasing and compensation trade, the combination of leasing and processing and assembly, and the combination of leasing and underwriting. The financial leasing business has opened up a new financing channel for the technological transformation of enterprises. It adopts a new form of combining financing and property, which speeds up the introduction of production equipment and technology. It can also save the use of funds and improve the utilization rate of funds.

To sum up, in order to obtain a loan from a bank more smoothly, small and medium-sized enterprise financing applications must be written in accordance with relevant standards and techniques. The enterprise must clearly state the reason for financing, financing amount and term, repayment method, collateral value and fund use in the application letter. In terms of corporate reputation, small and medium-sized enterprises should provide as much supporting information as possible, so that bank loans will be relatively easier.

Extended reading:

What are the applicable scopes of project financing?

What are the financing methods for small and medium-sized enterprises?

What are the financing methods of letter of credit?