Yes According to the inquiry of official website of China Construction Bank, CCB UnionPay Composite National Secret Card is a kind of credit card, which provides cardholders with consumer loans and credit services based on bank credit. It can be used for consumption, cash withdrawal, installment and other operations, and it also adopts the composite state secret technology to ensure the security of the card. China Construction Bank (hereinafter referred to as China Construction Bank or CCB, formerly known as People's Construction Bank of China, renamed as China Construction Bank on March 26th, 1996) was established on June 5th, 954 (Wu Jianian). It is a joint-stock commercial bank and one of the top five state-owned commercial banks.