The minimum bank loan is one year, because the types of bank loans are different, and the requirements for the loan period are different. The bank loan requirements shall prevail.

CITIC Bank Standard Card Advertisement This high credit card can realize your dream! Light up your dreams! !

The minimum period of bank loans depends on the situation. The shorter the general loan period, the greater the pressure on the applicant, which is subject to the bank loan regulations.

Second, how many years can I borrow a house now? What is the minimum down payment? How many years can I mortgage at most? Are there any requirements for mortgage to buy a house?

You can borrow a house loan for up to 30 years, and the first down payment is at least 30%. Credit and income meet the requirements and are not within the scope of purchase restriction.

Third, the bank loan for at least a few years.

1-3 years is enough. There are six months, but you need to pay liquidated damages.