Is China Telecom Bank Card a credit card?
Yes. China Telecom Credit Card is a credit card product launched by China Bank, and you can only apply for it at China Telecom Bank. As long as the application conditions are met, you can apply for China Telecom credit card by telephone or online banking.
What are the regulations on telecom credit cards
If the penalty for criminal detention, public surveillance and single penalty is less than 4, yuan according to the criminal law, the benchmark penalty shall be a fine; If it is more than 4, yuan but less than 5, yuan, the benchmark punishment shall be public surveillance; 5, yuan, the benchmark punishment is three months of criminal detention, and the sentence is increased by one month for every 1,67 yuan; 1, yuan, the benchmark punishment is six months, and the sentence is increased by one month for each additional 1 yuan; (two) under any of the circumstances stipulated in Article 126, it is proposed to be sentenced to criminal detention, and it is upgraded to; Those who intend to be punished with public surveillance or fines will be upgraded to criminal detention; (3) For a recidivist with a RMB 3,, the basic penalty is six months, and the term of imprisonment will be increased by one month for each additional RMB 1,23. If the sentence is 4, yuan for more than three years and less than ten years, the benchmark sentence is three years, and the sentence will be increased by one month for every 2, yuan increase. If the sentence is 2, yuan for more than 1 years, the benchmark sentence will be 1 years, and the sentence will be increased by one month for each additional 4, yuan. For the telecom credit card, if one of the following circumstances is stipulated, the penalty will be 1%: (1) the ringleader of the group or the principal in a serious crime; (2) A recidivist or a fugitive who commits a crime and causes serious harm; (3) The means of production urgently needed by legal persons, other organizations or individuals have seriously affected production or caused other serious losses; (four) disaster relief, emergency rescue, flood control, special care, relief, medical care and other funds and materials, resulting in serious consequences; (five) squandered property, resulting in the property can not be returned; (six) the use of property for illegal and criminal activities; (7) Causing death, mental disorder or other serious consequences to the victim; (8) The defendant has been sentenced for a crime or given administrative punishment; (9) Having committed crimes for more than 1 times.
how to handle the credit card of telecom?
Telecom's credit card is usually handled from Monday to Friday, and he can only handle your credit card on weekdays.
how about a telecom co-branded credit card? Agricultural Bank of China Telecom Co-branded Card VS Guangfa Telecom Co-branded Card
Guangfa Bank has a telecom co-branded card, which focuses on the rights and interests of telecom packages, which inevitably reminds us of its previous Agricultural Bank of China Telecom Co-branded card, and the rights and interests of this card are also related to telecommunications. So, which of these two telecom co-branded cards is better? Today, I will compare two credit cards, namely ABC Telecom Co-branded Card VS Guangfa Telecom Co-branded Card, to see which card is more worth applying for.
If we want to compare credit cards, we should start from three aspects: credit card quota, annual fee and rights and interests:
1. Credit card quota
As we all know, the credit card quota is mainly determined by the bank, and the key factor is the applicant's credit standing. Agricultural Bank of China Telecom Co-branded Credit Card and Guangfa Telecom Co-branded Credit Card are both UnionPay single-currency cards, and both have two levels: gold card and platinum card. From the point of view of quota, the gold card quota of both credit cards ranges from 1, yuan to 5, yuan, and the platinum card quota starts at 5, yuan.
however, judging from the credit card quota of ABC in the past, it is basically rather stingy, which is not as high as that of Guangfa Bank. Although ABC's telecom card has been put in a lump sum, the maximum amount of feedback from netizens does not exceed 3, yuan. The Guangfa Telecom co-branded card is in the promotion stage, and the quota should not be too stingy. Therefore, on the cards of the same grade, the quota of ABC must be lower than that of Guangfa.
2. Annual fee of credit card
The main card of ABC Telecom Co-branded Card is 16 yuan/year, and the supplementary card is 8 yuan/year, and the annual fee for the first year is exempted, and the annual fee for the next year is exempted after swiping the card for five times; The annual fee is free for the first year of opening the Platinum Card. The annual fee standard for the first year is 58 yuan/year for the main card and 3 yuan/year for the supplementary card. The annual fee for the next year is free if the card is swiped for 12 times.
the annual fee for the 8 yuan/year of the GDB Co-branded Card is directly waived in the first year, and the annual fee for the following year is waived if you spend six times a year at will. The annual fee of Platinum Card is 8 yuan/year, which cannot be waived.
In terms of annual fee, both ABC Telecom Card and Guangfa Telecom Card are free of annual fee in the first year, and the annual fee in the next year can be reduced by the number of swipes, which can be said to be similar; However, as far as platinum card is concerned, the annual fee of ABC Telecom Platinum Card is not as expensive as Guangfa, and the annual fee for the following year can also be reduced by the number of swipes, which is slightly better than Guangfa.
3. Credit card benefits
The ABC Telecom co-branded card also has new customers' card gift and consumption gift, such as swiping 66 yuan to grab the phone bill in 5 yuan, and receiving a Huawei brand mobile WiFi "Internet access artifact" with accumulated effective consumption of 5, RMB through UnionPay online transactions. However, the dates of these activities have all ended, and other benefits are basically soy sauce, which may be the reason for the great relaxation of this credit card.
Guangfa Telecom Card is in the promotion stage, and the wool is relatively rich, but it is all related to telecommunications. For example, new households now apply for card issuance and spend 6% in 99 yuan within 3 months, and the installation fee of newly installed telecom broadband is 199 yuan during the activity, as well as the 24-month rent-free subscription of 59 yuan Telecom and the 6% or 15% recharge of 88 yuan Telecom charges after spending 3 times a month. These rights are for friends who do not do telecommunications business.
through the comparison of the above credit cards, I think everyone has an answer, which is better: ABC Telecom Co-branded Card VS Guangfa Telecom Co-branded Card. What I want to say here is that no matter which telecom credit card you choose, it is best to proceed according to your actual needs, and don't blindly apply for the card.
is the joint credit card limit of ABC Telecom low? What's the minimum amount?
Agricultural Bank of China, which rarely issues platinum cards, and China Telecom jointly issued a co-branded card, which has two levels: gold card and platinum card. Many cardholders wanted to get ahead of them and applied early. However, there are still card friends waiting to see. Do you want to know if the credit card limit of ABC Telecom is low? What's the minimum amount? So as not to waste hundreds or thousands of dollars in food cards.
according to the credit card grade, the amount of gold card of ABC Telecom's joint credit card is generally less than 5, yuan, and the amount of platinum card is more than 5, yuan. The specific amount will be decided by the bank according to the applicant's credit conditions. Credit card application
So, is the joint credit card limit of ABC Telecom low? What's the minimum amount? It depends on how many cards your friends actually have. The following is a collection of card-issuing information from major credit card forums and post bars, for your reference:
Card-issuing friends are like fog, rain and wind 18 ":
Online applicants approve gold cards in seconds, and 12, cards are issued;
Card friend's "online love":
1, gold cards;
card friend "kashen 67297567":
the card was issued at RMB 3,, and there was no second batch.
In addition, many card friends said that their application for the joint credit card of ABC Telecom was rejected. I don't know what happened, and there was no problem with credit reporting. There was no substantial movement in the relaxation of online transmission.
judging from the actual amount of cards issued by many cardholders, the amount of joint credit cards issued by ABC Telecom is neither low nor high. The minimum amount of gold cards is about 1, yuan, while platinum cards also have 3, yuan, especially if approved in seconds, the amount of cards issued will not be too high.
This is the end of the introduction of telecom credit card and telecom credit card joint name. Did you find the information you need from it?