General personal gold/regular cards are exempt from the first-year annual fee. If you swipe the card 5 times (accumulated separately for the main and additional cards), the annual fee for the next year will be waived. Gold and regular customers who have not satisfied the number of card swipes can use it separately. 5,000 points and 3,000 points in the account can be redeemed for the main and supplementary card annual fees respectively.
Points for airline co-branded cards, Baidu Unicom co-branded cards, etc. are automatically converted into partner airline mileage (points) products and do not enjoy the annual fee policy for point redemption.
Zunran Platinum Card: Collector’s Edition customers can use 150,000 points to redeem the annual fees for the main and supplementary cards; for the Essence Edition, the annual fee for the next year is waived after swiping the card 30 times (accumulated separately for the main and supplementary cards). Customers who have purchased the card several times can use 50,000 points to redeem the annual fees for the main and additional cards.
Little Platinum series products: Little Platinum series products are exempt from the annual fee for the first year, and the annual fee for the next year is waived if the card is swiped 12 times (accumulated separately for the main and additional cards). Customers who do not meet the number of card swipes can use 5 in the account 10,000 points redeemable for main and supplementary card annual fees.
Credit card annual fee standards
The annual fee for the personal platinum card is 300-3,000 yuan/year for the main card, and the annual fee for the supplementary card is 150-2,000 yuan/year;
The main personal gold card is 160-200 yuan/year, and the supplementary card is 80-100 yuan/year;
The personal ordinary card is 80-100 yuan/year for the main card, and the supplementary card is 40-50 yuan/year;
Business card 200 yuan/year
Zunran Platinum Series
Collection version main card: 3000, additional card: 2000
Essence Moderator card: 880, additional card: 500
Little Platinum Series
Main card: 580, additional card: 300
Personal Gold/General Card
p>Single currency: regular card 80, additional card 40, gold card 160, additional card 80
Double currency: regular card 100, additional card 50, gold card 200, additional card 100
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Reference materials
Market adjustment price service price standards_Agricultural Bank of China. Agricultural Bank of China [Citation time 2018-3-8]
Credit card_Charging standards_China Agricultural Bank of China. Agricultural Bank of China [cited on 2018-3-8]