Minsheng Credit Card withdraws 5 yuan, and the handling fee is 5*.5%=25 yuan, and the interest is charged by the day. The daily interest is 5*.5%=2.5 yuan, and if it is repaid within 3 days, it is 3*2.5=75 yuan.

The calculation method of credit card withdrawal fee and interest of Minsheng Bank:

1. Credit card withdrawal fee of Minsheng Bank

(1) Cash withdrawal at the counter or ATM equipment of Minsheng Bank in China: a handling fee of .5% of the cash withdrawal amount is charged, with a minimum of 1 yuan RMB per transaction;

(2) Cash withdrawal from counters or ATM equipment of other banks in China: a handling fee of 1% of the cash withdrawal amount is charged, with a minimum of 1 yuan RMB for each transaction;

(3) Fees for overseas cash withdrawal: 3% of the cash withdrawal amount, with a minimum charge of 3 USD /2 EUR /2 GBP /4 AUD /4 CAD /3 JPY;

(4) Charge standard for RMB overpayment cash withdrawal: there is no handling fee for retrieving the overpayment through the ATM and the counter of Minsheng Bank, and 1% handling fee is charged for retrieving the overpayment through other banks, with the lowest RMB 1 yuan;

(5) Cash withdrawal fee for foreign currency overpayment: 3% of the withdrawal amount, with a minimum of USD 3/EUR 2/GBP 2/AUD 4/CAD 4/JPY 3.

2. Interest on credit card withdrawal of Minsheng Bank

There is no interest-free repayment period for credit card withdrawal of Minsheng Bank, and overdraft interest is compounded at the daily interest rate of .5 ‰ from the overdraft trading day.