The Civil Servant Card is a standard UnionPay credit card. It is specially designed for civil servants (employed staff of budget units). It integrates official reimbursement and personal consumption, has a certain credit limit and is interest-free. During the period, it is mainly used for daily official activities and personal consumption. Whether it is business travel, customer banquets, tourism, shopping, beauty and fitness, you can enjoy the high-quality services provided by Postal Savings Bank of China. With one card in hand, you can demonstrate your distinguished status.
Service features of the Civil Service Card:
Enjoy the reduction of fees in the card: Public service card holders enjoy a lifetime annual fee-free policy and are exempt from the bank's overpayment in the same city. Cash withdrawal fee, card loss reporting fee and new card production fee.
Send text message reminders and worry-free card use: The business card has prepared a free and considerate text message service for you. Not only can you receive it every time you make a purchase, withdraw cash, or repay (repayment at the counter or self-service equipment) You will receive text message reminders, and there will also be repayment friendly text message reminders 10 days before the monthly repayment is due, so that you can use the card with peace of mind.
Private consumption, strictly keep confidentiality: Postal Savings Bank strictly abides by the principle of confidentiality of cardholder information and uses advanced technical means to ensure that your basic personal information is not obtained by others and that your consumption information is not inquired by others. Protect your privacy.
You no longer have to worry about reimbursement with a public card: you don’t need to advance cash from your employer, and you can travel all over China with the card. The minimum interest-free repayment period for a credit card is 20 days and the maximum is 50 days. As long as you repay the entire amount within the interest-free repayment period, you do not need to pay interest and other additional fees (cash advances do not enjoy interest-free discounts).
Determine the billing date for faster reimbursement: the unified business card billing date is the 3rd of each month, and the due repayment date is generally the 23rd of each month (the due repayment date is within 20 days from the bill date) , to facilitate repayment and reimbursement for you and the unit’s finance department.
Lost property protection, considerate and safe: If something is accidentally lost, the cardholder can call the 24-hour customer service hotline 4008895580 to report the lost property promptly. The loss report of the credit account on the card takes effect immediately, and the cardholder does not need to bear the risk after reporting the loss, which relieves the cardholder's concerns. Electronic cash accounts are limited to product features, do not report losses, and do not accrue interest.