As we all know, there are many types of credit cards, which can be divided into several types according to different classification methods. Among them, credit card currency is also one of the classification factors, including single-currency credit cards, dual-currency credit cards and full-currency credit cards. All-currency credit cards are almost necessary for going abroad, and you can swipe your card in any currency, which saves a lot of trouble in currency conversion and is very convenient. So which bank do you want to apply for a full-currency credit card? Let me introduce you.

1, ICBC multi-currency credit card

ICBC's multi-currency credit card has been issued for a long time and is a classic of multi-currency cards. There are more than a dozen foreign currency accounts, which can be paid by any bank, and there will be no currency conversion fee in the process.

ICBC's multi-currency credit card repayment is also very convenient. All you need is a debit card with a credit card, and you can use RMB deposits to purchase foreign exchange directly for repayment. The automatic foreign exchange purchase function only needs to be activated when the card is processed.

2. ABC Jinsui Youyou World Credit Card

This is a UnionPay+MasterCard, which can be used for consumption and cash withdrawal in any currency and channel in the world, and it is also free of currency conversion fee. It is enough to spend one card abroad.

In fact, this card only has two accounts, RMB and Euro. When you use MasterCard line to swipe your card, the local currency will be converted into euros, but the conversion fee will be waived by ABC.

3. All-currency international chip card of China Bank.

This card is a VISA credit card. You can use any currency to spend or withdraw cash anywhere, without paying the currency conversion fee. In addition, the card adopts the international EMV chip, which greatly improves the security.

This card only has a US dollar account, but you can freely choose whether to automatically settle the arrears into RMB when opening the card. This card also has the function of a savings card, and there is current interest on saving money.

4. CCB Longka Global Payment Card

CCB Longka Credit Card has RMB and USD accounts, but when making a transaction, it will automatically purchase foreign exchange into the RMB account, as long as it is repaid in RMB.

Similarly, in the process of currency conversion, foreign exchange fees are exempted, so no matter what channel you brush, you can use this card for RMB repayment.