The correct way to check whether the credit card is overdue is to check the credit report of the People's Bank of China, which shows how many long credit cards I have, usage and other loans. The specific inquiry channels are as follows:

1. Bring your ID card to the local central bank credit information center for on-site inquiry;

2. Inquire through some bank ATMs or websites;

3. Log on to the website of the Central Bank Credit Information Center, register and submit the inquiry application.

The above is the specific method to check the overdue status of credit cards. I hope it will help you.