If you have set up a credit card to be bound to a debit card for automatic full repayment, and you need to change it to the minimum repayment, you can do so in the following ways:
1. Log in to the public version or professional version, click "Repayment Management→Automatic Repayment Settings" on the credit card page, and click "Application/Modification" to set the automatic repayment function.
2. After logging into Handheld Life, click "My → Check and Repay → Slide the "two dots" at the top to select automatic repayment. The setting results will take effect the next day. Please do not repay when due. Apply/modify/cancel automatic repayment settings on the payment date
3. Credit card customer service hotline, enter the ID number to verify identity - press 3 to enter "Card opening and password, bill delivery method, automatic repayment." Settings" - press 5 to enter "Automatic Repayment Settings" - then press 1/2 to select "Apply/Modify Automatic Repayment".
4. After logging in to mobile banking, click "All → Credit Cards", click Use the icon in the upper right corner to enter "Settings Management → Repayment Management → Automatic Repayment Settings" to activate automatic repayment.
Warm reminder:
Two cards are required to set up automatic repayment by credit card. The ID number and account name are exactly the same, so you cannot use a passbook account;
You can only set up one debit card to automatically repay the credit card in your own name (different accounts can be set up for RMB and US dollar accounts);
The function is free and will take effect the next day after successful setting (except corporate debt-bearing commercial cards); you can choose to repay the full amount or the minimum repayment amount
According to regulatory requirements, in December 2019. 100% of the cash advance principal listed in subsequent bills will be included in the current minimum repayment. At the same time, the minimum repayment ratio for your consumer transactions will be adjusted from 10% to 5%. Please arrange your repayment properly. .
(Response time: January 15, 2020, please refer to the official website of China Merchants Bank for the latest business changes)