Yes. The purpose of filling in your mobile phone number is to facilitate telephone credit checking, and the text message will inform you of the card application process for easy contact in the future.

When applying for a credit card, you must reserve a mobile phone number and a fixed phone number. In the future, you must use the reserved number to receive text message notifications, handle card opening, report loss, etc.

If you change your number during the application process, it is best to keep the original number first. After you receive the card and activate it, use the original number to call the credit card center to change to a new number. Extended information

When reviewing, banks will pay attention to the following items:

1. Personal credit report.

When applying for a credit card, the bank will definitely check your personal credit report. If your credit report is seriously bad, you will be rejected directly. If you are a novice in credit reporting, it will not affect your card approval. A good credit score will be a plus.

2. Historical overdue status.

Banks pay attention to personal credit status in the past two years when approving. Whether it is an overdue loan or an overdue credit card, it will affect the card approval.

3. Number of credit inquiries.

The queries here mainly refer to hard queries. For example, if the number of inquiries from the People's Bank of China in the past 6 months is >= 6 or >= 10, etc., reaching this number of inquiries is considered a high number of inquiries. If other qualifications are average or below, then it is likely to be rejected due to this number of inquiries. For some banks, if there have been >= 6 "hard inquiries" in the past 3 months, the application will be directly rejected.

4. The true situation of the information filled in by the individual.

Basic personal information, work unit, work phone number, annual income, etc. must be reviewed.

Minsheng Credit Card Official Website-Credit Card Application