1. If the bank card stops paying, it means that the cardholder's credit card is caused by bad behaviors such as overdue and cashing. If there are security risks such as credit card theft, it will also cause emergency payment of bank cards to ensure the security of cardholders' funds. In addition, if the credit card is stolen or there are other security risks, such as unusually large consumption abroad or in other places, the issuing bank will also stop paying the credit card urgently to protect the cardholder's funds. If the bank card is suddenly stopped, please consult the bank staff or customer service in time. If the card is used normally, the bank will cancel the payment of the bank card.

2. If the bank card can't be used normally after the payment is stopped, the cardholder had better apply to the issuing bank to cancel the payment stop in time. If payment is stopped due to bad card use behaviors such as overdue and cash withdrawal, the cardholder shall provide corresponding certification materials to prove that it is a normal card use behavior. If the payment is stopped due to fraud risk or other security risks, the cardholder can call the customer service hotline of the issuing bank to apply for lifting the payment stop after eliminating the potential risks. For example, payment suspension due to overdue overdraft: the cardholder can apply to the issuing bank to cancel payment suspension after timely repayment of overdue overdraft principal and interest. If the payment is stopped due to suspected cash withdrawal: the cardholder must provide compliant credit card credentials (such as credit card receipts, merchant invoices or delivery notes, etc.) before applying for cancellation of payment suspension. ). So if you want to cancel the payment stop, you must first know the reason.

3. Credit card payment suspension is a precautionary measure taken by banks to strengthen management, ensure safety and prevent losses and adverse effects caused by fraudulent use and loss of cards. At the same time, it is also an important link to stop the payment of the main card or the auxiliary card at the request of the cardholder to reduce the losses and risks of the cardholder. Scope of credit card payment suspension: credit card payment suspension is generally divided into cardholder's initiative to stop payment, issuer's initiative to stop payment, head office's initiative to stop payment and cardholder's initiative to cancel.

3. Type of stop payment

① loss reporting card;

② The main card requires to stop paying the subsidiary card, and the company requires to stop paying the company card;

3 credit cards that exceed the limit and are overdue;

④ Emergency stop payment card in this period.