The limit exceeds the limit, that is, this consumption exceeds the limit of the amount that can be consumed in the credit card. Every bank has a maximum payment limit for online payment. If you exceed this limit, you are not allowed to pay in online banking. It is suggested that you can pay in two installments, or you can go to the bank to increase the payment limit, and bring your ID card and bank card to the counter to modify the limit. Credit card overrun fee means that in a billing cycle, when the accumulated credit limit used by the cardholder exceeds the credit limit approved by the issuing bank on the billing date, all the payables in the account do not enjoy the interest-free repayment period, and the cardholder shall pay the overrun fee for the excess part according to a certain proportion.

The credit card limit exceeds the limit. Relevant information is as follows:

1. You can't swipe your card if you exceed the maximum limit of this card.

2. Those who exceed the single maximum limit of the day or the maximum limit of the day cannot swipe their cards.

3. If it is a physical store credit card transaction, and your credit card has a single transaction limit or a daily transaction limit, please call the bank credit card customer service and apply for canceling the limit.

You can increase the credit card limit of Bank of Communications in the following ways.

1, often apply for increasing the temporary quota, and then apply for increasing the fixed quota after a while.

Try to brush the quota once a month. If the amount is large, make sure that the bill amount reaches more than 30% of the amount, and let the bank know that your existing amount only meets your consumption needs.

3, swipe your card more, and the place where you can swipe your card will definitely not save money; Swipe cards in different types of merchants to increase consumption content.

4. Appropriately handle installment or cash withdrawal, and give the bank a little interest and handling fee. As the saying goes, you can't bear to let your child get caught.

5. Insist on increasing the amount. Raising the quota is a long-term plan, and it will succeed as long as it is adhered to.

Ways to increase the credit card limit:

1. If you want to increase the credit card limit, you must spend more first. As long as you can swipe your credit card, you must not use cash, and the monthly consumption limit should be above 70% of the credit line. Try to diversify your consumption.

2. Swipe more cards, swipe cards in different types of merchants, and increase consumption content. Appropriately handle installment or cash withdrawal, and give the bank a little interest and handling fee. 3. Whether you spend by credit card or withdraw cash by credit card, you must repay on time, and it is generally not recommended to use the minimum repayment amount when repaying. Frequent use of the minimum repayment amount will not only increase the handling fee, but also make the bank question the repayment ability and refuse to ask for the amount.