2. On the card activation page, find the function of viewing card information below, and click Enter.
3. On the card information page, find the following expiration date to view.
How many days is the grace period for repayment of Guangfa Credit Card?
The grace period for repayment is one day, that is, repayment can be delayed by one day. And if the customer asks for a three-day grace period, it can also be passed. However, compared with the three-day grace period of other issuers, users who have not applied for a three-day grace period have only one day.
At the same time, the credit card holder must transfer the money into the account before 22 o'clock on the repayment date. If the repayment is not made before 22 o'clock in the grace period, the personal credit of the cardholder will be affected.
Generally speaking, compared with other banks, the repayment policy of Guangfa Credit Card is stricter. Therefore, when applying for a credit card, you must pay attention to the billing date and repayment period of the credit card. However, banks do not recommend credit card users to exceed the final repayment period, because they often pay back the money after the grace period, which will make banks doubt the repayment ability of customers. When customers frequently default or make minimum repayment, the issuing bank may reduce the customer's amount.