MasterCard Platinum Card is better. MasterCard supports more merchants than Diners Club.
Successfully applying for an ICBC Platinum Card can enjoy airport VIP lounge treatment, free aviation and luggage insurance, and more high-end services.
(1) High-value aviation accident insurance service
ICBC will give you aviation accident insurance up to RMB 4 million, so that you no longer have to worry when traveling frequently. (For details, please click to read the "Aviation Accident Insurance Service Manual")
Travel inconvenience insurance
Flight delay (more than 6 hours) insurance amount: 500 yuan/time within the country, 1,000 yuan/time overseas, cumulative 5,000 yuan/year throughout the year;
Baggage delay (more than 6 hours) insurance amount: 200 yuan/time domestic, 500 yuan/time overseas, cumulative 1,000 yuan/year throughout the year ;
Insurance amount for lost luggage (more than 24 hours): 500 yuan/time within the country, 1,000 yuan/time overseas, and a total of 5,000 yuan/year throughout the year.
(Note) When you use the Peony Platinum Credit Card to pay for the full commercial passenger air ticket or no less than 80% of the tour group fee, you can receive travel inconvenience insurance from ICBC, including: flights There are three parts: delay insurance, baggage delay insurance and baggage loss insurance. (For details, please click to read the "Travel Inconvenience Insurance Service Manual")
International SOS service (exclusive for Peony Platinum Credit Card (UnionPay brand, MasterCard brand, Visa brand))
ICBC cooperates with the famous International SOS Rescue Center to provide you with 24-hour telephone family doctor, international and domestic emergency medical rescue, international travel assistance and other exclusive services, so that you can receive considerate health care at any time and anywhere. Caring and effective emergency assistance.
Service content and fees are listed in "ICBC Platinum Credit Card SOS Service Manual"
Service privileges at airports and high-speed rail VIP lounges
ICBC Platinum Credit card customers are provided with airport and high-speed rail VIP lounge services. As long as you present your platinum card, you can use ICBC's designated airport and high-speed rail VIP lounges for free, making your journey even more noble and comfortable.
(2) ICBC officially opened the Platinum Card VIP hotline 4000095588, which is a platinum-level exclusive service line specially created for ICBC Platinum Card customers.
★Platinum Card VIP Line Service Features:
※Powerful self-service: You can set a personalized exclusive menu according to your daily card use needs. The self-service is under your control and you can enjoy your personality. credit card services.
※Attentive manual service: Your call will be answered by the customer service representative who served you last time, making you feel more friendly and experience the exclusive account manager service.
※Flexible credit limit: Based on your requirements, we will provide you with temporary credit limit adjustment services that take effect in a timely manner.
Flexible credit limit
We will provide you with temporary credit limit adjustment services that take effect in a timely manner.
Entrusted agency service
You can designate a secretary or relative in advance within a certain business scope, who will handle related business for you in the future card use process, so that you can Enjoy a comfortable life.
Year-end Financial Statement
At the beginning of each year, we will provide an annual card usage summary report to conduct a comprehensive analysis of your Platinum Card usage in the previous year to help you manage your finances easily.
VIP customer service centers at home and abroad
We have successively established 150 VIP customer service centers in 94 domestic cities including Beijing, Shanghai, Guangzhou, and Shenzhen. In addition, we have successively established 4 VIP customer service centers have been established in Hong Kong, Macau, Jakarta, Indonesia, and Frankfurt, Germany, to provide you with better and more professional services. More VIP customer service centers are being expanded, please pay close attention to the ICBC website. For the list of VIP customer service centers, please refer to the Peony Platinum Card User Guide.
VIP channel service for Elite Club accounts at any outlet
When you hold a Peony Platinum Card to handle business at any ICBC outlet, you can enjoy the same high-quality services as an ICBC Elite Club account or Elite Club VIP room service.
VIP version of online banking "Five Specialized Services"
If you hold a Peony Platinum Card, you can directly upgrade to a silver VIP customer of ICBC online banking after opening the card, and enjoy our VIP version of online banking We provide you with five exclusive services: "exclusive interface", "exclusive channel", "exclusive discounts", "exclusive products" and "exclusive services". Among them, "exclusive products" are financial products issued separately for VIP customers, and "exclusive services" are exclusive online services provided by our professional team specially organized for you.
·Exclusive privileges for ICBC American Express Centurion Platinum Card
24x7 Platinum Card dedicated customer manager service
You only need to dial 4000095588 and press Enter your ICBC American Express Centurion Platinum Card card number via voice prompts, and you will receive exclusive and high-quality services provided by professional ICBC Express Centurion Platinum Card account managers.
Easy taste of life
Excellent privileges from global merchants
Top hotels, exclusive clubs, luxurious restaurants, famous brand stores, you can choose the Platinum Card Enjoy exclusive privileges from Platinum Card merchants around the world.
Platinum Card Club
You will become a member of the Platinum Card Club. We will regularly organize a variety of club activities, where you can make friends with successful people all over the world.
Other services of Peony Platinum Card (Mastercard brand)
Global airport VIP lounge services
Priority Pass VIP lounge usage guide
Hold Customers who were issued PP cards by ICBC in the early stage can continue to enjoy PP card global airport VIP lounge services. ICBC has adjusted the value-added services in the PP Card Airport VIP Lounge. For details, please contact the Platinum Card VIP hotline at 4000095588.
Important notice on the adjustment of ICBC PP card airport VIP lounge value-added services
Peony Platinum Credit Card (MasterCard brand) service
Annual fee discount service
If during the year of using the card, your accumulated card consumption in your local and foreign currency account reaches 200,000 yuan or the equivalent in foreign currency (excluding online consumption, house purchase, car purchase, wholesale, charity and other merchants recognized by ICBC as not allowed to accumulate points) consumption), ICBC will take the initiative to reduce or reduce the annual fee for your primary and secondary cards for this year.
If during the year of using the card, the cumulative amount of card consumption in your local and foreign currency account does not reach 200,000 yuan or the equivalent in foreign currency (excluding online consumption, house purchase, car purchase, wholesale, charity and other items deemed inadmissible by ICBC) Spending at merchants that accumulate points), you can redeem annual fees through credit card points. A platinum card with a cumulative credit card score of 160,000 points can be redeemed for a one-year annual fee for the main card; a platinum card with a cumulative credit card score of 80,000 points can be redeemed for a one-year annual fee for the supplementary platinum card. The points can be redeemed for multi-year annual fees at one time.
For platinum card customers, if the cumulative consumption is 4 million yuan or the equivalent in foreign currency (excluding online consumption, house purchase, car purchase, wholesale, charity and other consumption at merchants determined by ICBC that cannot accumulate points), they can be given The annual fee is permanently waived for the primary and secondary cards.
Exemption from fees for eight major categories of services
As a Platinum Card customer, you will enjoy the following fee reduction privileges: handling fees for domestic withdrawals and transfers to other places, deposits and transfers from domestic cardholders to other places with your own credit card Deposit fee, order adjustment fee, bill replacement fee, letter express fee, loss report fee, PP card loss report fee and PP card replacement fee.
Warm reminder:
Points will not be awarded for online consumption, house purchase, car purchase, wholesale, charity and other consumption at merchants that ICBC has determined cannot accumulate points.