Cash installment refers to the business that the cardholder applies to CCB to withdraw a small amount of money with his own dragon card and repay it in installments. After the approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will repay the money every month within the agreed time limit and pay a certain fee. This business can be applied in CCB online banking, Shanrong business, mobile banking and other channels. The maximum amount of cash installment application shall not exceed the available credit limit of the cardholder, and the accumulated amount shall not exceed RMB 50,000. After you apply, CCB will independently review the cash installment application and decide whether to approve the installment amount and the amount. Cash installments 3, 6, 12, 18 and 24 can be selected freely, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75% and 0.75% respectively (Note: monthly fee = total installment amount * fee rate, before the end of the year, After the application is successful, the cash installment amount will be transferred to your savings card immediately, and you can take it out on the spot and repay it in installments every month.
After applying for cash installment, as long as you repay in full and on time every month, there will be no interest, as long as you pay the handling fee.
Hello, I want to ask, I used to apply for CCB credit card, but now I have unconsciously applied for CCB credit card. I hold several CCB credit cards at the same time, all of which share a maximum limit, such as A card 6000, B card 1 1000, and B card can only use 5000 when A card 6000 is used up. That is to say, the maximum sum of two cards is 1 1000 instead of 17000, and the number of A cards is no more than 6000.
Hello, I have a CCB credit card. I don't think I need it. How to cancel it? After paying off the debt, I can apply for cancellation. I can go directly to the counter to apply for cancellation. It usually takes some time to cancel the card. When the consumer settlement account is completed, there are no outstanding consumer accounts.
I used to have a CCB credit card. A few days ago, CCB sent me a text message and gave me a credit card. What's going on here? You are a good customer of your bank, and the bank will be happy to give you money. It is easy to get more than one credit card of different types.
The concept of how to use the remaining money after swiping a CCB credit card before the bill date is wrong. The billing date is the settlement date, that is, the consumption from the billing date of last month to the billing date of this month is settled on the billing date of this month, and the arrears on the bill can be paid off within 20 days after the bill is issued, without interest; The 20th day after the bill date is the repayment date, so according to the big month or the small month, the date is uncertain. Pay back every issue, and then your current consumption will be finished. In short, your bill repayment must be right.
I just got a CCB credit card and want to spend it. How should I spend it? Credit cards are overdraft card, but there is no money in them. You should swipe your card first, and then pay back the money within one month. If your card overdraws more than 2000, you can swipe 2000.
When you have no cash or money, you can use overdraft card.
If you want to pay in installments again, you can call the 400 number on your card to answer the manual and tell him that you want to pay in installments, and they will help you.
Hello, I would like to ask how to check the credit card number of CCB. There are two ways to check the credit card number: call the customer service hotline and bring your ID card to any CCB outlet. Generally, it is faster to call the customer service hotline! However, the customer service hotline needs strict certification. If the authentication fails, you can only inquire through the counter of the outlet.
I got a CCB credit card on the plane. How can we know whether it is successful or not? The information is complete. Generally, it takes about 20-25 working days, almost one month. If it passes, I will send it to you directly by registered mail, and you will receive a reminder message from CCB. During the approval process, log in to the credit card homepage of CCB, homepage-application progress inquiry, and enter the ID number to inquire, without registration ~
Hello, I'd like to ask how to calculate the daily interest of CCB Credit Card 1600 yuan. If you overdraw, the withdrawal amount is 50% of your credit card limit, and each card can only withdraw up to 2000 yuan a day. There are also handling fees and interest for overdraft withdrawal. The handling fee is 0.5% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 50 yuan. There is no interest-free period for cash withdrawal, and the bank will charge interest at the rate of 5/10000 per day from the date of withdrawal.
The daily interest is 1600*0.0005=0.8, because as long as you overdraw cash, interest will be calculated every day, so if you have more money, remember to pay back the cash first, and you will lose interest one day earlier.
Excuse me, a credit card of 16000 was opened in China Construction Bank the other day. Is it a gold card? Generally, CCB credit cards are mainly made of gold, and the word "gold" will appear on the card surface, with the limit ranging from 1000 to 50000.
If the landlord wants to confirm the grade of a new card recently, he can go to the credit card homepage of CCB, click "Application Progress Query" in the "Credit Card Service Hall" on the left, enter the ID number, and then confirm the grade of the card by the card type displayed in the application progress.