How to repay the money by credit card

Credit card repayment methods include bank counter repayment, ATM repayment, online banking repayment, Alipay repayment, WeChat repayment and so on.

1. repayment at the bank counter: go to the counter of the issuing bank of the credit card for manual repayment, and tell the teller that the credit card can be repaid, and cash needs to be prepared in advance.

2. ATM repayment: cash needs to be prepared in advance for deposit operation at the ATM of the credit card issuing bank.

3. online banking repayment: find a savings card with a rich balance and online banking, and transfer the money to a credit card account for repayment.

4. Bundled repayment with savings card: Generally, when handling credit cards, the bank staff will ask whether to handle a colleague's savings card, bind the savings card with the credit card, and set the date of deduction (which is set before the repayment date of the credit card). As long as the savings card has sufficient funds, the bank will automatically draw money from the savings card to repay the credit card every month, without worrying about the overdue credit card.

5. mobile APP repayment: every bank has its own mobile app. Just open the app and enter the credit card repayment interface, and then operate the repayment.

how to repay by credit card?

credit card repayment methods are as follows: 1. repayment by outlets. Credit cards can be repaid at the counter of the issuing bank outlets; 2. ATM repayment. You can deposit or transfer money on ATM; 3. Online banking repayment. Log in to the issuing bank's online banking, and you can repay the credit card; 4. Repayment by mobile banking. Log in to the mobile banking of the issuing bank, and you can repay the credit card.

credit card repayment methods are:

1. repayment by outlets. Credit cards can be repaid at the counter of the issuing bank outlets;

2. repayment by ATM. You can deposit or transfer money on ATM;

3. online banking repayment. Log in to the issuing bank's online banking, and you can repay the credit card;

4. repayment by mobile banking. Log in to the mobile banking of the issuing bank, and you can repay the credit card;

5. Repayment by third-party software. Alipay, WeChat, Xiaoman Finance, China Unionpay Quick Pass and other software all have credit card repayment functions, which can repay credit cards;

6. Automatic repayment. You can associate a debit card with a credit card, and after the association, the bank will automatically deduct the repayment from the debit card;

7. Telephone repayment. Call the customer service phone number of the issuing bank, and then switch to labor to repay the credit card. Generally, it is necessary to open a telephone bank in the issuing bank for the transfer-in and transfer-out accounts.

1. billing date and repayment date

billing date: that is, the time when the current bill is generated, which is the day when the issuing bank regularly summarizes and settles all transactions and expenses in your credit card account in the current period every month, calculates the total amount owed and the minimum repayment amount in the current period, and mails the statement for you.

repayment date: the last date of interest-free repayment, after which overdraft consumption interest will be calculated.

How to repay the credit card

1. Repayment at the bank counter: go to the counter of the issuing bank of the credit card and tell the bank teller that the credit card can be repaid, and cash needs to be prepared;

2. ATM repayment: sufficient cash needs to be prepared for the deposit operation at the ATM of the credit card issuing bank;

3. online banking repayment: find a savings card with rich balance and online banking, and transfer it to a credit card account for repayment by peers or inter-banks. The inter-bank transfer operation will deduct a little service fee;

4. repayment with associated savings card: generally, when applying for a credit card, the bank staff will ask if they can apply for a colleague's savings card, associate the savings card with the credit card, and set a deduction date. As long as the savings card has sufficient assets, the bank will automatically draw money from the savings card to repay the credit card every month, without worrying about overdue repayment of the credit card.

credit card repayment process

1. Credit cards can be consumed first and then repaid, and paid off before the repayment date. The billing date and repayment date of major banks are different. Generally, the repayment date of credit card is between 15 and 25 days after the billing date.

2. The credit card has been billed first, and then it has not been billed. The credit card bill is repaid in the order of interest, handling fee, other expenses, cash, installment consumption and ordinary consumption.

3. There are various repayment methods for credit cards. The common repayment methods are: branch repayment, ATM repayment, online banking repayment, mobile banking repayment and third-party software repayment.

how to repay the money by credit card

Credit card repayment method:

1. Counter repayment. Take the repayment funds to the bank counter for repayment.

2. Repayment by self-service deposit and withdrawal machines. You can repay the loan by depositing the funds into the repayment account.

3. The repayment account automatically deducts money for repayment.

1. Precautions for credit card use:

1. Pay attention to two dates: billing date and repayment date

Generally, the repayment date is 2 or 25 days after the billing date, and the credit card is swiped one day after the billing date, with the longest interest-free period, and the credit card is swiped one day before the billing date, with the shortest interest-free period.

2. Protect the information on the card surface of the credit card

The three key information on the card surface of the credit card, namely, the expiration date and the CVV code, affect your card safety, especially the CVV code, which is as important as the password. It is recommended to cover the CVV code with correction fluid or sticker, and some people are even worse. Just scrape off the CVV code with a blade and keep those three numbers in mind.

3. swipe your card frequently to avoid the annual fee; Only when you repay the loan on time can you withdraw the amount

Generally, you can avoid the annual fee if you swipe your credit card for six times. Therefore, we must brush out the annual fee. In addition, we can increase the credit card limit by swiping more cards and frequently. At the same time, we can repay on time and maintain a good credit record, which is also a way to increase the credit limit. Moreover, it is also very convenient to pay without a card for mobile POS, which belongs to online consumption. Combined with daily offline consumption, multiple combinations are used.

4. Choose the repayment method that suits you best

In this information age, repayment methods are diversified, and it is not necessary to go to a bank outlet or an ATM to transfer money.

5. If it doesn't work, or the repayment is delayed due to something, you can call customer service to apply for deferred repayment.

If your funds are temporarily unable to turn over, or the repayment is delayed due to something, don't worry, call the bank customer service immediately and apply for an extension of repayment for one to three days.

2. Reasons for rejection of credit card application:

1. Personal credit information is not clean

It is normal for people with bad credit records to apply for a card and be rejected. Before handling, be sure to check your credit report in the past year.

2. The basic conditions are not up to standard.

The bank feels that it has no repayment ability because it is underage or its work is not stable enough.

3. There is something wrong with the application materials

On the one hand, to apply for a credit card, you need to prepare complete materials, ranging from basic personal information to financial proof. If the applicant provides detailed application materials and can be effectively verified, the possibility of credit card approval will be greatly improved. On the other hand, filling out the application form is also a technical job. For example, the recommender, company phone number and card address in the application form are all extra points for applying for a credit card, so don't ignore them easily!

4. The average comprehensive credit score is low

It may be because one factor in one's personal qualifications is not up to standard, which leads to the comprehensive score not meeting the requirements stipulated by the bank. Therefore, in daily life, we must pay attention to it in all aspects.

how to repay by credit card?

You can make credit card repayment through the following channels:

1. Take charge of the bank: Please log in to the take charge of the bank APP, and click "Credit card → Repayment" on the home page, so that you can make credit card repayment by yourself or others. Click "Credit Card → Repayment → Set Agreed Repayment" to apply for automatic repayment of my credit card arrears of ABC.

2. online banking: please log in to personal online banking, and click "credit card → repayment → one-click repayment" to return my credit card debt; Click "Credit Card → Repayment → Agreed Repayment" to apply for automatic repayment of my credit card arrears of Agricultural Bank of China; Click "Credit Card → Repayment → Return Others' Cards" to return others' credit card debts of ABC.

Tips: If you need to repay the credit card of another bank, you can do it by "transfer".

(Answer time: June 25th, 221. In case of business changes, please take the actual situation as the standard. )

how to repay by credit card?

credit card repayment methods are as follows.

1. You can go to the bank counter to make repayment and make manual repayment.

2. You can also go to the ATM self-service machine of the credit card issuing bank to make repayment.

3. You can also find a savings card with sufficient balance and online banking for online banking repayment.

4. AliPay has a credit card repayment function.

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That's enough for the introduction of how to pay back the credit card.