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Hello, I want to ask, will my husband go to jail if he can't afford a car with a credit card now?
Hello, I want to ask, if my husband can't afford to buy a car with a credit card now, will he go to jail if he has no repayment ability or is overdue? The bank will accept it first. If the principal owed is more than 1 10,000 yuan after repeated collection, the bank will consider suing the cardholder.

Hello, I want to ask about my husband's credit card loan. The money is used for gambling. If he wants a divorce, the money should be proved that it is not used by husband and wife to live together. You don't have to pay it back.

Hello, my credit card was made by an intermediary. I can't afford that 50 thousand yuan now. Will I do it in prison? what can I do? If this 50,000 yuan is not spent by yourself, call the police first, and then contact the bank credit card center to apply for assistance. If you can't afford it for the time being, you can contact the bank credit card customer service to negotiate repayment.

Weak weak ask, owe the bank 300 thousand credit card can not be repaid, how can there be overdue personal credit records, banks have the right to pursue civil liability.

Article 196 of the Criminal Law commits credit card fraud under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

Using forged credit cards;

Use an invalid credit card;

Fraudulent use of other people's credit cards;

Malicious overdraft.

Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law (as theft).

Hello, I want to ask when the credit card will be returned. If China Merchants Bank uses a credit card, the consumption amount can be repaid before the due repayment date, and the credit card can be repaid before 24 o'clock on the repayment date at the latest (subject to the actual receipt). Consumption before the current bill date will be included in the current bill; Consumption after the bill date will be included in the next bill. For example, if the billing date of a credit card is 15, the last repayment date is the 3rd of the following month. Credit card spending between February 15 and March 14 is included in the March bill and needs to be repaid before April 3. If the credit card spending between March 15 and April 14 is included in the April bill, it needs to be repaid before May 3.

Will it hurt your wife if you can't pay back your credit card? I don't think so, but it is your husband and wife's joint debt, which can enforce the husband and wife's joint property and affect your bank credit record. If you buy a house, it will have an impact and you can't repay the loan.

I want to ask, do you handle credit cards? If you meet the requirements of China Merchants Bank's credit card application, you can try to apply. The most important condition for applying for China Merchants Bank credit card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

If you are interested in CMB credit card, but have never held our credit card, you can apply in the following four ways:

1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer";

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person;

3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application.

4. If you have applied for the professional version of our online banking, you can apply through the professional version.

Remind you that the credit card verification status is subject to the final audit result.

Hello, I want to ask if I can withdraw cash when I open a credit card. It's just that Atm withdrawals will be expensive. In addition to a withdrawal fee, there is a daily interest of 1.5 million yuan. I do personal business, credit cards and machines. I hope it helps you.

Hello, I would like to ask if loans overdue can still apply for a credit card. Let's see what is overdue, when is overdue, and is it over? This will be reflected in the credit record and will be reflected in five years.

Hello, I would like to ask how to sentence credit card fraud to one to three years. Not much. Find a way to borrow money and pay it back.