There is a handling fee for credit card installment of Ping An Bank. Ping An Bank charges a monthly fee for credit card installment, and a fee is charged for each installment.

Ping An Credit Card is divided into three periods, six periods, 12 period, 18 period and 24 periods, and the corresponding installment rates are 0.85%, 0.80%, 0.75%, 0.75% and 0.72% respectively.

Amount payable in each installment = total installment amount ÷ number of installments (the remainder is recorded in the amount payable in the first installment)+total installment amount × handling fee rate in each installment.

The handling fee rate for each period is the benchmark rate. Ping An Bank implements differentiated pricing for installment business, and the specific rate will fluctuate according to the cardholder's use of the card in the bank.

I hope my answer can help you. You can also call the customer service phone of the bank for consultation.