If you have money, buy it. If you don’t have money, consider your wallet before making a decision.

A 25-year-old should be a newcomer who has just entered society, right? I don’t know if you are starting your own business or looking for a job for someone else. I don’t know how much your monthly income is and how much your expenses are.

I don’t know how you define luxury goods. I think you can define it in the following way:

How necessary this thing is to your life, no more Will this thing have a substantial impact on your life? For example, you need to have a nest, right? Regardless of whether it’s rented or bought, doesn’t it mean you can’t sleep on the street every night? So, this part of consumption is necessary, not a luxury.

Is the thing you want to buy stressful for you? For example, if you earn 5,000 yuan a month, living expenses account for 3,000 yuan, and then you like a brand-name bag worth 20,000 yuan. , this must be regarded as a luxury product, at least for you, because you can carry any bag, but if you buy this, all your disposable income for this year will be thrown into it, and you will spend this year on this It’s a part-time job, do you think it’s worth it? Buy it if it’s worth it!

Is what you want to buy worth the money? There still needs to be a prerequisite, which is your monthly disposable income, for example, 2,000 yuan. Then you fancy a piece of clothing that costs 10,000 yuan, but you can only wear it for two seasons at most a year, and it may no longer be popular next year. Style, is this considered a luxury product? Do you want to buy it or not?

In fact, I personally think that if you feel that you have to spend this money no matter what, and you will feel uncomfortable if you don’t spend it, then it is better to buy something that relatively maintains its value, such as buying some precious metal jewelry. Although it will also depreciate, it is at least much better than the clothes or bags you want to buy, right? And don’t worry about obsolescence.

For luxury goods, buy them if you have money. If you don’t have money, consider whether they are worth it first. If you think it is worth it, then it is worth it; if you don’t think it is worth it, then don’t buy it.