no. The billing date refers to the date of billing, and the repayment date refers to the date of repayment. After the credit card is billed, the user can make repayment. Even before the bill is paid, users can repay in advance, which will not affect personal credit information. Therefore, after the credit card bill sunrise bill, users can check whether the consumption amount is correct, and then pay the bill.

normally, a credit card is overdue if it exceeds the repayment date by three days. When the user fails to repay within the time limit, the bank will send a short message to remind the user to repay in time. However, some users can't repay in time due to insufficient funds, and they can also apply for installment repayment. In short, users cannot delay repayment for no reason.

what are the conditions for applying for a credit card?

1. The applicant is over 18 years old and has full capacity for civil conduct;

2. The applicant has a fixed residence and work unit at the place where the card issuer is located;

3. The applicant has a legal and stable income and is above the local average;

4. The applicant has a good credit record and no bad record;

5. The applicant bank will conduct the audit according to the individual comprehensive assets, and the actual audit result will prevail.