Credit card withdrawals will incur cash withdrawal fees and interest. There is no distinction between our bank and other banks. The charging standards are the same;

1. Handling fee:

Domestic cash withdrawal handling fee: 2.5% of the cash withdrawal amount, with a minimum of RMB 25 per transaction;

Overseas cash withdrawal handling fee: depends on the network used by the customer. If using the UnionPay network, the cash withdrawal handling fee is the same as the cash withdrawal fee. 3% of the amount, with a minimum of RMB 40 per transaction; if you use other networks such as MasterCard, 3% of the cash withdrawal amount, with a minimum of US$5 per transaction;

2. Interest: No interest-free period; interest will be charged daily at a daily interest rate of 5/10,000 from the date of cash withdrawal, starting from the day you withdraw cash until you repay.

Response time: 2020-06-28. For the latest business changes, please refer to the official website of Ping An Bank.