What are the credit card limit rules of Bank of Beijing? The bank will verify the credit limit according to the information and credit status provided by the cardholder when applying, which is the maximum limit for overdraft consumption and cash withdrawal of the cardholder.

1. Credit card available line of Bank of Beijing

Available credit limit refers to the unused credit limit in your credit card. The available amount will decrease with each consumption, and will be restored accordingly with your repayment in each installment.

Available line = credit line-unrecorded amount-unrecorded accumulated amount used.

For example, your credit line is 20,000 yuan, the unrecorded amount is 1000 yuan, and the used unrecorded amount is 4,000 yuan, so your available line at this time is 6,000 yuan.

2. Bank of Beijing credit card withdrawal amount and limit

The credit card withdrawal limit of Bank of Beijing is included in the credit limit of the credit card, which is generally 50% of the credit limit. The daily withdrawal amount of each card using the credit line shall not exceed 2000 yuan.