China merchants bank VISA Olympic "he" card credit card, a set of two, in which the large card (with the word "he") is exempt from the annual fee for the first year, and the annual fee for the next year is exempted for swiping the card six times in the same year; The Olympic mini card in the card set (three versions of the Olympic mini card have been issued at present) is a single dollar, which is only used abroad, so there is no annual fee-even if the card is not opened or swiped, there is no annual fee for this small card.

It should be easy to swipe a big card six times a year, because there is no limit to the transaction amount. 1 yuan and 10 yuan count the times. If you don't brush enough, you can also exchange points for the annual fee for the following year. There is basically no need to worry about paying the annual fee. As long as you have been using it and brushing it, you don't have to worry about the annual fee.