Credit card overdue prosecution process:

1. The cardholder bank files a lawsuit with the people's court in the cardholder's place of residence. If it is difficult to write a complaint, it can file a lawsuit orally, and the people's court will The court will record it and inform the other party.

2. After the People’s Court accepts the cardholder’s request for prosecution, it will send an evidence notice to the cardholder.

3. The cardholder goes to court to give evidence.

4. The People's Court sends a summons to notify the cardholder of the court location and date.

5. The People’s Court holds hearings and lawyers debate.

6. Make a judgment.