Guangfa Bank’s new smart card has two types: regular card and gold card. The limit of regular card is generally within 10,000 yuan, and the limit of gold card is generally between 10,000 yuan and 50,000 yuan.

Guangfa Bank’s new smart card can be applied for on the official website of Guangfa Credit Card, the URL is: /Info/15364642. There are new and old versions of smart cards. The old version has stopped being issued. The smart card on the official website now is the new smart card. .

Smart cards are all RMB cards. The annual fee for the regular card is 40 yuan, and the annual fee for the gold card is 80 yuan. Its special functions are:

1. You can enjoy 5 times the points by using the smart card for overdraft withdrawal or installment;

2. The smart card can accumulate smart points, which can be used to offset consumption. Amount, deduction rule is 10,000 points = 20 yuan.

3. Cash withdrawal and installment discounts for new cards. Within 3 months after the issuance of the GF Smart Card, the first three cash withdrawals are free of charge; the first application for consumption installments or cash installments of 12 or more installments is free of charge for the first three installments.