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What is the difference between the five-character beginning and the six-character beginning of the Industrial Bank credit card?
The difference between the five-prefix and six-prefix of Industrial Bank's credit card is that the six-prefix is China UnionPay card and the five-prefix is MasterCard.

Industrial Bank started with VISA Card 4, MasterCard 5 and China UnionPay Card 6. UnionPay debit cards all start with 6, and international debit cards start with 4 and 5.

The full name of Industrial Bank is Industrial Bank Co., Ltd., which is one of the first joint-stock commercial banks in Chinese mainland jointly approved by the State Council and the People's Bank of China.