1. ICBC credit card processing of consumption installment through SMS banking:

1. When the user uses the credit card to swipe the card at the POS machine for consumption, ICBC will screen the user who meets the SMS consumption installment conditions. The transaction sends an installment invitation text message to the user.

2. The customer receives a text message inviting ICBC to apply for installment payment business - forward the text message to 95588 - reply the transaction code "FQ# issue" to 95588 according to the text message prompts - and obtain the processing result.

2. Types of SMS installment cards that can be applied for:

ICBC credit card (including dual-currency credit card, multi-currency credit card, RMB credit card, excluding Yi (credit card) personal card.