1. Industrial and Commercial Bank of China: Industrial and Commercial Bank of China is the largest industrial and commercial bank in the universe, and it is easy to apply for a high credit card. Generally, the application conditions only need to meet the basic conditions of age, work and income. However, if you have proof of your own property or car production, ICBC's "wealth management account" card and other copies, it will not only help to approve the card, but also make your credit line higher. The average credit limit of the card is about 41,.

2. Agricultural Bank: It is easy to apply for the credit card of Agricultural Bank. All China citizens, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 and have a fixed residence in the place where the issuing bank is located, have a stable income and full capacity for civil conduct and are in good standing can apply for a credit card from Agricultural Bank with their valid certificates. The average credit limit of the card is about 35,.

3. China Everbright Bank: In the past two years, the development of commercial banks has advanced by leaps and bounds. China Everbright Bank has a low threshold for handling credit cards, making it easier to approve them. The average credit limit of the card is about 33,. The credit review policy of China Everbright Bank is flexible in rigor, and the amount given is not conservative at all. And the credit card of China Everbright Bank, as long as you keep a good record of consumer repayment, is very easy to raise the amount, and the speed and extent of raising the amount are very good. Everbright Bank is a good choice for which bank has a high credit card quota to apply for.

4. Industrial Bank: As we all know, in order to have a higher market share, Industrial Bank only needs to be at least 18 years old and have no bad credit record. Average credit limit: about 24,.

5. Huaxia Bank: Those who are required to be 18-6 years old and have stable jobs and income sources can apply for Huaxia Bank credit cards. Average credit card amount: about 24, yuan, but slightly lower than that of Industrial Bank.

6. Bank of Communications: As we all know, Bank of Communications has launched a youth card for young people with college education or above. It is more suitable for young people with academic qualifications to bid. Friends around Xiaobian generally use more transportation, which is because the Bank of Communications has a high credit card quota and is easy to apply for.

7. CITIC Bank: CITIC Bank's credit review policy is relatively loose, and the amount given is generally higher than that of other banks.

here are the credit card channels for Ping An Bank, China Merchants Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for them yourself if necessary!

Credit card applications from China Merchants Bank, Ping An Bank and Agricultural Bank

Credit card applications from China Everbright Bank, China CITIC Bank and Minsheng Bank

Credit card applications from other banks

How to increase the credit card quota

1. Credit cards are often swiped: there is an annual fee for credit cards, and some types of cards are exempt from the annual fee when they have spent a certain amount. Some are full of a certain number of pens, and the annual fee is exempted. Frequent credit card swiping can not only save the annual fee, but also increase the credit card limit. Often used, invisibly, it will become an active user of the issuing bank, and there will be certain rewards when the amount is raised.

2. Irregular high consumption: Frequent use of credit cards represents stable activity, while irregular large consumption, which can be repaid on time, will be recognized as a quality customer by the issuing bank. It will also become very simple for the card owner to apply for a withdrawal.

3. You can't cash out maliciously: Credit cards support cash withdrawal, and if you withdraw cash normally, you can also increase the amount. However, if it is maliciously cashed out, once it is discovered, it will be blocked and downgraded. It will be more difficult to incite loans by raising the quota.

warm reminder: the above seven banks are not only easy to handle credit cards, but also have high quotas. However, the main reason for determining the credit card limit depends on the applicant's conditions, and different bank application conditions and limits will be different.

1. Application conditions for credit cards

Age: the applicant for the main card must be 18-6 years old (foreigners are 25-6 years old);

ID card: copies of the front and back of the ID card (if it is temporary id card, copies of the second-generation temporary id card and household registration book with a validity period of more than 3 months are required); Soldiers should provide a copy of the military card; Foreigners can use passports and residence permits or employment certificates; Taiwanese can use Taiwanese certificates and employment certificates; Hong Kong and Macao people can use Home Visit Permit and Employment Permit/Residence Permit;

work certificate: it can be the original work certificate issued by the employer (indicating the specific company name, department, post and income, and stamped with the company official seal or personnel seal), or a copy of the work permit/license verified by the promoter and marked;

financial proof: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a copy of the real estate license/automobile driving license/bank time deposit certificate, etc. For example: personal account list of social insurance in the past 6 months, water and gas bills, credit card bills of other banks, etc.

2. repayment method of credit card

1. repayment method in the issuing bank

This method includes: the counter of the issuing bank, ATM, online banking, automatic transfer, telephone banking and so on. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.

2. Micro-banking pos mobile phone

Micro-banking pos mobile phone is a personal payment terminal of mobile financial system, which can be used for direct credit card repayment and transfer. Arrive at the account immediately

3. Transfer/remittance repayment

There are two ways: inter-bank in the same city and inter-bank in different places. No matter how the transfer or remittance is made, the remitting bank charges a certain fee, and at the same time, the time for the payment to arrive and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.

4. Online repayment

The common online platforms in China are UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Different platforms and banks are selected, and the charging standards and the specific payment arrival time are different.