If there are high-risk activities when applying for a bank card, you can contact the staff of the issuing bank as soon as possible. In this case, first understand the reason for the high-risk call, and then guide the staff in the next step
If it is a debit card, the cardholder may be monitored by the bank for signs of anti-money laundering, or the card may be in danger of being stolen. In this case, the cardholder needs to bring the card and ID card to the bank. Counter lifted.
If it is a credit card, it is usually marked as high risk because the user has malicious overdrafts or long-term overdue situations. Users can call the customer service number of the credit card center of the card-issuing bank to inquire about the specific reasons for being marked as high risk, and Ask how to solve it.
High-risk customers of banks refer to customers who use cash withdrawal, credit card and other cards discovered by the bank during the post-loan management process. The risk control strategies of credit card centers are mostly “data-driven risk control”. Banks have introduced third-party data from the Internet to increase data sources for risk control models and rules based on external data, but the central bank's credit-centered risk control system will not change.