Yes.

In order to prevent customers from forgetting the repayment due date, Bank of Communications Credit Card provides customers with a more user-friendly "time-tolerant" repayment. When the account status is normal, such as repaying the current bill when it is due. The repayment is recorded on the payment date (including the 3-day grace period) and is deemed to be repaid on time.

Since July 1, 2013, the "China Bank Card Industry Self-Discipline Convention" has been officially implemented. The convention requires banks to provide customers with credit card "tolerance and time tolerance" services, which means that cardholders are allowed to There is a certain grace period or a small amount to pay off when repaying the loan. It is reported that the vast majority of banks have now begun to implement "tolerance and time tolerance" services, but there are differences in the implementation intensity of each bank. Most banks' "time tolerance" service provides at least a 3-day repayment grace period. Cardholders must Repayment within the grace period shall be deemed to be repayment on time. The "long time" service is a humanized initiative, which is good news for credit card customers.

Extended information

The credit card’s due payment date includes the current day. As long as the payment is made on or before the due payment date, no late payment fees will be charged and it will not be included in the list. blacklist. If for some reason you do not repay the loan on the final repayment date, be sure to call the bank’s customer service hotline to ask if you can have a few days of grace. You can usually repay within the grace period of two or three days, and you will not be charged a late payment fee. But after the grace period, you will be charged.

In addition, some banks also stipulate that if the current repayment amount is the minimum repayment amount, but there is still a difference less than (equal to) 10 yuan or 1 US dollar between the repayment amount and the repayment amount on the bill , it will be regarded as full repayment for the current period, and this part of the outstanding amount will automatically be transferred to the next bill.

Reference: Bank of Communications Credit Card