Jiufu Wanka is an online loan product launched by the well-known Jiufu Group Company in China. At present, it is relatively formal, and many loan users are using this product. To borrow money on this platform, users need to have a good credit record, reach the corresponding sesame credit score, and have a stable job and income to obtain a certain loan amount. On this platform, loans overdue will be charged corresponding liquidated damages, which will also affect personal credit. At present, Jiufuwanka has introduced the Internet arbitration mechanism. If the user fails to repay the loan for a long time, he will apply for arbitration, and the debtor must repay the loan in time after receiving the arbitration notice, otherwise his assets and bank deposits will be frozen, and serious cases will bear legal responsibilities.
Jiufu Wanka is a very famous loan platform, which was launched by Jiufu Group, one of the largest online finance companies in China. At present, it is a legal online loan company, but the interest will be higher. If you want to apply for Jiufuwanka, you must have a sesame credit score of more than 600 points, and you must also provide corresponding income and work proof materials. The loan amount can reach150,000 yuan, and the longest loan period is 36 months.
Jiufuwanka is formal. A new mobile phone credit platform launched by Jiufu Group is an exclusive credit account for young people launched by Jiufu Group. Users can obtain credit line according to real-name authentication, make cash advance, store installment consumption and return credit card. Jiufu Group was established in 2006. At present, there is cooperation with banks. Huaxia Bank is a fund depository bank, which is formal. After applying for Jiufuwanka, the borrower needs to repay the loan on time. If overdue, it will be recorded in the credit report, which will affect his credit.
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At present, the formal lending platforms are: Qianhua, Ant Lending, Alipay Online Bank, Rongding Baidai, and Zhaolian Good Term Loan.
1, money to spend
"Qianhua" is a credit service brand (original name: Baidu Qianhua, renamed as "Qianhua" in June of 20 18) under Du Xiaoman Finance (formerly Baidu Finance). Click it to borrow the maximum amount.
2. Ants borrow it
Alipay's loan business is called ant borrowing. Users do not need to submit complicated personal materials and financial certificates, and the loan can be completed in 3 seconds at the earliest. This service is located in "Credit Life" in "Sesame Credit".
Specifically, you only need to open Alipay wallet, click Wealth to check sesame credit score, and then click Credit Life menu to see "Ant Borrowing". To use this service, users who need sesame scores above 600 can apply for loan lines ranging from 1000 yuan to 300,000 yuan. The specific amount needs you to log in to Alipay and enter sesame credit inquiry.
3. Alipay Online Bank
Alipay online merchant bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method.
4. Rongding Baidai
Rongding EMI is a platform with many Alipay life loans. For example, if you are short of money, you can provide the borrower with a loan of 1000-5000 yuan, with a term of 30 days, which will arrive on the same day, and often provide the borrower with some interest deduction vouchers.
5. Recruit good loans
Zhaolian Good Term Loan is Alipay Life Loan under Zhaolian Finance, with a maximum amount of 200,000 yuan for recycling and a daily interest rate as low as 0.029%. The borrower 18-50 years old is required, and the sesame score is above 550.