After the credit card transfer of China Merchants Bank, repayment cannot be made in installments. Moreover, to transfer a credit card, you need to have a bank debit card and open one of telephone banking, online banking and mobile banking. Cardholders must pay the bill and related expenses after transferring cash in advance. Charge five ten thousandths of interest every day, plus related handling fees.

When your credit card spending reaches a certain amount, you can apply for installment payment:

1, cooperative merchant: You can go directly to the store to buy things, and then swipe your card to tell the merchant to do staging, so you can do staging.

2. Non-cooperative merchants: Some banks stipulate that the credit card is more than RMB 1 0,000, while others are more than RMB 1 and 500 yuan. You need to swipe your card first, and then call the bank customer service hotline to pay a certain handling fee (generally ranging from 2.5% to 7%).