Credit card points of China Merchants Bank are calculated according to the amount of a single consumption record, and accumulated 1 point every 20 yuan or USD 2. In addition, China Merchants Bank Credit Card will give extra points according to the cardholder's credit card grade, consumption amount and other factors. For example, gold cardholders of China Merchants Bank accumulate 1.5 points every 20 yuan or US$ 2, and platinum cardholders accumulate 2 points every 20 yuan or US$ 2.