Yes.

According to the query on Hualu.com, credit card cash withdrawals not only have handling fees but also interest. All major banks have the same interest rate regulations for credit card cash withdrawals. After cash withdrawal, it is calculated on a daily basis, starting from the day of withdrawal, and the daily interest rate is 0.05%. The handling fee for credit card cash withdrawals is about 1%, which varies from bank to bank, including overseas and domestic, our bank and other banks. The minimum is 2 yuan, and the maximum is dozens of yuan per transaction. After withdrawing cash from a credit card, the user needs to deposit the repayment amount into the credit card for repayment. In addition, the amount withdrawn by credit card must be repaid in full. If the amount is not repaid in full, the bank will also treat the user as overdue. Credit card cash withdrawal generally means that you can withdraw 50% of the credit limit, and some cards can withdraw 100% of the credit limit.

According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": A credit card refers to a credit card that records cardholder account information, has bank credit lines and overdraft functions, and provides cardholders with relevant banking services. All types of media.