1. Huabei is defined as consumer finance and can be understood as an online credit card. The definition of Fubei is a technical product, which can be understood as IT.

2. Huabei’s service group is consumers, who consume in advance the credit limit. Fubei's service group is merchants, providing merchants with multiple payment channels, such as UnionPay, WeChat, and Alipay.

3. Huabei belongs to Ant Financial, the company belongs to Alibaba, and Fubei’s company is Hangzhou Shouzhan Technology Company.

Extended information:

Ant Huabei is a consumer credit product launched by Ant Financial. After applying for activation, you will receive a consumption limit ranging from 500-50,000 yuan. When users are consuming, they can prepay Ant Huabei's credit and enjoy the shopping experience of "spend first, pay later".

Ant Huabei supports shopping in multiple scenarios. The previous main application scenarios were Taobao and Tmall, and most merchants on Taobao and Tmall can use it for payment.

Ant Huabei has stepped out of the Alibaba e-commerce platform and has access to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; local life service websites, For example, Koubei, Meituan, Dianping, etc.; mainstream 3C official malls, such as LeTV, Haier, Xiaomi, OPPO, etc.; and some overseas shopping websites.

Fubei is a mobile application client specially developed by Shouzhan Technology Co., Ltd. for merchants. It covers a complete set of payment service solutions such as cashier, member marketing, redemption coupons, and card and coupon verification, allowing Merchants can now get rid of the constraints of computers, view transaction data in real time, receive orders anytime and anywhere, and scan QR codes to collect payments anytime, anywhere, making business easy and casual.

Reference materials: Baidu Encyclopedia - Fubei Baidu Encyclopedia - Huabei