1. It prompts that the card status is abnormal. The card has exceeded the limit. It is abnormal. It means that the card status is abnormal and no business can be done. So first call the customer service hotline to find out, then restore the card status to normal, and then try again. Handle installments.
2. Applications for bill installments can generally be made by calling the customer service center or telephone banking of the card-issuing bank, but ICBC cardholders can apply for installment payment at any ICBC outlet.
3. Relevant personnel from China Construction Bank remind cardholders that although various banks have launched installment payments for bills, it does not mean that every cardholder can pay in installments through credit cards. Banks generally evaluate the cardholder's credit status based on the cardholder's credit limit, credit history of cardholder purchases, etc. Only when the evaluation is passed can the cardholder make smooth installment payment; if the evaluation result is not satisfactory, the bank may reject the cardholder's installment application, or may not be able to grant the cardholder the installment payment amount he wants.
4. The card has exceeded the limit. For example, if you have applied for a temporary limit before, and now the temporary limit has expired, the part of the temporary limit used will cause the card to be in an over-limit state. In this case, you can first apply for a temporary limit. Partial repayment, after the repayment is received, you can apply for installment of the remaining amount ~ 2. The debt is overdue. In the case of overdue payment, the credit card cannot apply for bill installment. In this case, the minimum repayment amount of the overdue part of the previous period's bill must be returned first. , you can make installments for the remaining balance the next day after the repayment arrives~3.
5. In other situations, such as the card is temporarily controlled, or the password is entered incorrectly and is locked, or the card information is entered incorrectly in online transactions and is locked, in this case, call the customer service hotline to unlock it, and then apply for installment~.
6. The card status is over-limit. Naturally, you cannot apply for installment if it exceeds the limit. You must repay the over-limit amount first, wait for the repayment to be credited, and then you can apply after the card status is restored.
7. If you have already repaid, you can only apply for installment after the repayment is credited to your account. Please try to apply for the bill installment business tomorrow or the day after tomorrow.
8. For bill installments of the consumption amount swiped by card, CCB can only repay 90% of the consumption amount in installments. If it cannot pay in full, the remaining 10% must be repaid before the repayment date.
9. Whether the bill can be approved for installment is determined by the bank's evaluation. Most of the bills can be approved for installment. If it is not approved, the landlord can only solve the problem by paying the minimum payment on the bill every month. I hope your installment can be approved.