1. Online application:

Based on the application materials, the normal review time is 10 working days. Once approved, the card will be produced within two working days and sent by registered mail to the billing address. It usually takes about one to two weeks to receive it. If you have received a telephone credit report, the telephone credit report is one of the bank's credit card review processes. It does not mean that the application is approved or disapproved.

It usually takes about 3 working days after receiving the call to give the review results. You can go to the right side of the homepage of the CMB Credit Card official website after 10 o'clock every day and click "Application Progress Query" to check the review results, or you can call the CMB Credit Card Center to check the results by voice self-service. ——Query once a day, whether to approve the card or not, the results will be displayed the next day after being updated on that day.

2. Online application:

The online application for China Merchants Bank credit card usually takes 20 working days. Some people can apply for the card in 10 days at the fastest, and some can take more than 40 days to apply. The key depends on how quickly the salesperson submits the information. If your information is relatively complete, your work unit is relatively good, or it is a local household registration, etc., you may be able to issue the card directly without random checks. It may also be rejected directly without spot checks.

Inquiry on application progress of China Merchants Credit Card:

1. First, you can log in to the credit card website, click on "Application Progress Inquiry" on the upper right side of the homepage, and enter your ID number according to the prompts;

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2. You can call the credit card customer service hotline 4008205555-3#-2 for inquiries. If you still have questions or comments, you can also log in to the online customer service for consultation.

When applying for a credit card through China Merchants Bank’s online banking, you can make an appointment for door-to-door card application service. The initial review time limit is 7 working days. If the preliminary review is passed, the China Merchants Bank credit card specialist will provide door-to-door card application service; if the application is not passed, China Merchants Bank will provide door-to-door card application services. The bank will send a text message to the mobile phone number reserved by the applicant when applying in about 3 calendar days. The person who comes to apply for the card will collect the applicant's application information, and then it usually takes 10 working days for review. Once the card is approved and the card is sent, the customer will be reminded by text message. Generally, you can receive the card within 15 days of receiving the card notification text message. The issuance of the credit card and the specific credit limit after issuance will be subject to the final review results.

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