Generally speaking, it is not allowed. Generally, the temporary credit line of bank credit cards cannot be used for shopping installment, because the temporary credit line is valid, generally ranging from 25 days to 90 days. When the validity period expires, the temporary credit line will also expire, and the credit card will automatically return to the original credit line level.

The temporary limit is recorded in the minimum repayment amount of the next bill by some accountants, and the requirement is to pay it off in one lump sum.

If the installment amount of your credit card is not enough, you can try the following solutions:

1. Apply to the bank to increase the fixed credit card limit, which is permanent and can be used in stages;

2. For the part exceeding the quota, the installment transaction can be paid by depositing the corresponding amount of deposit (that is, overpaying the installment), and a manual application is required.

3. Pay the excess to the merchant in cash to reduce the installment amount;

4. After one-time payment, you can apply to the bank for bill installment, but the corresponding handling fee should be charged for bill installment. Whether the application is approved or not is subject to the comprehensive evaluation results of the bank.