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China UnionPay Express has returned the credit card. How can E-link display payment without a card?
If the credit card is returned by China UnionPay Express, the system shows success, but the credit card has not been received, and it is likely that the bank settlement has been delayed.

Because of the delay in bank settlement, the money did not arrive immediately after deduction, which led to the system showing success but the credit card was not received.

Of course, it may also be because many people are using China UnionPay Express to pay back their credit cards, so the processing efficiency of China UnionPay Express system is relatively low, which leads to the delay in receiving cards.

If this happens, it is recommended to contact customer service and ask about the progress, when the account will be successfully received and whether it may be overdue.

In order to avoid the occurrence of overdue credit card due to overdue repayment, it is suggested that you can return your credit card a few days in advance without waiting for the due repayment date. In this case, even if the money arrives in a few days, it can be guaranteed to be paid off within the repayment period.