I have bank cards from Ping An and Communications. Which credit card is better for me?

I think Bank of Communications is better. Can I apply for a credit card if I have a Ping An bank card? < /p>

Yes, they will approve it as long as your turnover can prove that your repayment ability is sufficient, or if you buy insurance from Ping An Insurance, they will also approve it. Which bank is better to use for credit card and which one is cheaper?

What you said above is right. It is basically impossible for a bank to give you a cheaper credit card when you use a card. At most, certain merchants will write to you for one type of card. Discounts, such as Pudong Development Bank’s Platinum Card. When you go to Starbucks to buy coffee, it will automatically upgrade you to a higher level. Small cups will become medium cups, and medium cups will become large cups. That’s all. In fact, when you apply for a credit card, you should consider other things, such as repayment. Is it convenient (if you have online banking and can repay online, this problem will not exist), and how much is the annual fee? How to collect? The card supports VISA, UnionPay, etc. Is it convenient to apply for the card? Are there many merchants and activities offering card discounts? The second thing is whether the card looks good or not~ I have a Ping An credit card, but I failed to apply for a Bank of Communications card. I can also apply for other bank cards.

Yes, but the Bank of Communications didn't mention that you have to find out the reason first. Pass it, otherwise the possibility of you failing to apply for other banks will be high! If you have just applied for a credit card, it is recommended to apply for a credit card after 3 months! I have a Ping An Bank insurance policy. Is it easy to apply for a Ping An Bank credit card?

It should be of some help, but the details depend on the personal information you provide. You can go to a nearby Ping An Bank branch for consultation.

Which one is better, credit card, safety or transportation?

Hello, every bank credit card has its own different card features. In addition to the basic functions of ordinary credit cards, Ping An Bank currently launches many different types of credit cards based on different needs of customers. Among the cards is the Ping An Car Owners Credit Card, a favorite among car owners, which protects drivers and their families throughout their journey. There are also Ping An Insurance credit cards that provide cardholders with comprehensive protection of "safe consumption, safe home, and safe travels", and Ping An Taobao co-branded cards that support various Taobao application functions to bring you a richer and more convenient online shopping life. credit card. For more card introductions, you can log in to the official Ping An Credit Card website and click "Credit Card Application" in the credit card application field for details.

If you need to apply for a card, you can log in to the official Ping An Credit Card website to apply for a card online. Or you can go to a Ping An Bank outlet to fill out the application form and submit it to bank staff along with proof of identity, employment, and financial resources.

We hope that our answer can be recognized by you. In the future, you can download Ping An Tianxiatong to bind a credit card to experience different business circles. I want to apply for a credit card, but I don’t know which bank card is better and how to operate it?

I am now a card lover, so I will only give a brief explanation of the credit cards I own:

1. CITIC:

First of all, CITIC Bank’s service is terrible. If you don’t call the service number more than ten times in a row, you will not receive human service. It also always likes to lie to customers.

The response speed when swiping the card for consumption is very slow. I have to re-swipe it almost every time. It also shows that the card has expired three times, which makes me very embarrassed. In fact, it has only been used for half a year. How could it have expired.

I once had a late payment and ended up calculating a lot of late fees. I still don’t understand how they calculated it.

The withdrawal limit is very low, and the handling fee is 2.5%.

Online banking cannot be opened.

In short, never apply for a credit card from China CITIC Bank.

2. China Merchants Bank

The bank with the best service

Currently I have been using China Merchants Bank’s credit card

There is never any speed when swiping the card When it’s slow

High withdrawal limit

Convenient repayment

It is recommended to apply for one

3. People’s livelihood

Just started using it. The manual hotline service is good.

The only advantage is that there is no handling fee for withdrawals

The withdrawal limit is also relatively high

I have not yet experienced whether it is convenient to use credit cards to spend money

4 .Shenzhen Development Bank

The limit provided by Shenzhen Development Bank is only half of that of other banks. It is too low and has not been opened.

It is said that Guangfa's is not bad.

5. Ping An

Going to the movies is cheap. You can buy two movie tickets per week for 10 yuan each.

In addition to premieres, all blockbusters are You can see, this is very good. But it seems that this activity will be gone by the end of the year.

6. ICBC

Never done it.

The advantage is that there is no handling fee for cash withdrawal

More outlets

The service hotline is terrible

7. Bank of Communications, Shanghai Pudong Development Bank

It is said that the amount given is very high. Never done it.

That’s all I know.

If you want to know more professionally, let others answer. Which credit card is better, CITIC or Communications?

The credit cards themselves are similar. It depends on which bank is closest to you. It will be more convenient for repayment and handling some problems. I have a Ping An Bank credit card. How do I change it to a Ping An Car Owner Credit Card?

Just apply for a new car owner card. You cannot just change your credit card into any style you want. However, if you have a safety card, you can be approved if you change your car owner card and apply again. If you want to use the original card, you can continue to use it. If you don't want to use it, just cancel it after paying off the money. Which credit card is better, Industrial Bank or Bank of Communications?

Find a bank close to home or work. It is recommended that you only apply for one, and then apply for a debit card from this bank to apply for automatic credit card repayment; remember the full amount Repay, otherwise your credit rating will drop;