Yes, it takes 72 hours for a bank card to freeze for three days, which means it will automatically thaw after 72 hours. Bank cards are frozen because of risk prevention and control; The flow of funds is abnormal, and the continuous password input error exceeds the specified number of times; Judicial freezing, etc. Among them, the public security organ freezes the card every six months, and will not contact you actively after freezing the card.

The reason why the bank card is frozen

Generally speaking, there are five reasons.

1. Abnormal transaction is frozen:

If the bank card is a credit card, it is likely to be frozen by the bank if there are abnormal transactions such as malicious cash withdrawal. This will protect your money from being cheated.

2. Overdraft is frozen:

Overdraft bank cards are limited by overdraft limit, which is set by banks according to their actual repayment ability. Once the overdraft limit is exceeded, the bank will immediately freeze the bank card.

3. Judicial freezing:

If the relevant departments need to handle the case, they can freeze the bank card account under the individual's name by applying to the bank in accordance with relevant laws and regulations.

4. Wrong password is frozen:

If the cardholder enters the withdrawal password incorrectly for three consecutive times. The bank system will automatically freeze the bank card and unfreeze it after 24 hours.

5. Expired is frozen:

Bank cards are all valid. If the cardholder fails to apply for a new card beyond the validity period, the bank will freeze the expired bank card.

: the bank card is frozen, indicating that the bank card cannot be used normally for the time being. The cardholder needs to find out the reason for freezing the bank card, prescribe the right medicine, give an effective explanation to the institution that has the right to freeze the bank card, and unfreeze it according to the follow-up procedures. However, one of the five reasons for freezing, that is, the judicial freezing caused by "refusing to perform the effective judgment", shows that the case has indeed been filed. In the process of using the bank card, it may be because of your own fault or external reasons that the bank card is frozen.

The anti-money laundering work in China is very strict, and the People's Bank of China is responsible for the specific work. Therefore, the People's Bank of China can temporarily freeze customers' bank cards according to the anti-money laundering regulations. The public security organs usually freeze accounts for no more than six months, but if the case is complicated, they may apply to the court for continued sealing up and freezing. The basic principle is that the case will not be thawed until it is handed over to the procuratorate. But this is not a sign of filing a case, because sometimes just breaking the rules does not constitute breaking the law.