Some banks send gifts by credit card, in fact, it is to attract customers to do cards by giving gifts, so as to complete the task of issuing cards at outlets, and the salesman can also complete his own performance (generally, the salesman will get a certain commission for each card issued by the bank).

The routine is to use gifts to urge qualified customers to apply for credit cards. Employees in bank outlets will have the task of handling credit cards, and the completion of the task is related to the performance of employees. Every time a card is completed, the employee will get a certain commission. It should be noted that although some customers have a card opening ceremony, they need to complete the prescribed consumption amount.

A scam is not a scam, but if you just go for a gift, there is no need to do it, because the annual fee charged by the bank is more valuable than your gift, not to mention other routines used by credit cards; Regret is like canceling a card. That bank won't let you run away in vain. If you want to cancel your card, you must activate your credit card.

Giving gifts with CMB credit card is a marketing tool of CMB credit card, not a trap. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front and a magnetic stripe on the back.