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What is the credit card billing date?
the credit card billing date refers to the date when the issuing bank will regularly summarize and settle all transactions and expenses in the current period of the credit card account, calculate the total amount owed and the minimum repayment amount in the current period, and mail the statement.

Generally, the billing date of a bank credit card is specified and cannot be modified. For example, if the billing date is the 1th, the consumer will enjoy a longer interest-free period after the 1th. For example, if the consumer spends on the 11th, he will enter the bill on the 1th of next month, and the repayment period will be about 2 days later (you can enjoy a total of 5 or 56 days), so he will enjoy the longest interest-free period. If you spend on the 1th, you will enter the bill on the same day, and you need to repay it after 2 days, which is the shortest interest-free period. Therefore, if you spend, try to choose the recent consumption after the 1th, so that you can enjoy a longer interest-free period.

the interest-free period of credit card repayment starts from the bank bookkeeping date to the final repayment date, which is the day when the cardholder swipes the card and the final repayment date is the day when the cardholder should pay back the money, usually 2 or 25 days after the billing date. During the interest-free repayment period, as long as the current payable amount (total amount owed) on the current statement is fully paid off, there is no need to pay the interest on any non-cash transaction (interest-free discount is not available for cash advance).