Each bank has different conditions for applying for a platinum credit card. Taking Bank of Communications as an example, the application conditions for a platinum credit card are as follows:

1. The applicant must be over 18 years old and have full civil behavioral capacity.

2. The applicant has a stable job and income, and the ability to repay principal and interest.

3. The applicant’s annual income must be more than 250,000 yuan.

4. Applicants must serve as managers in listed companies or Fortune 500 companies.

5. The applicant has received a platinum credit card invitation from Bank of Communications.