Yes, apple pay is actually a card swiping behavior, except online payment. I have consulted the bank before, not only one point, but also the number of swipes, and the annual fee can be waived if the corresponding number of swipes is completed. Apple pay actually copies your bank card to your mobile phone. When swiping apple pay, you can understand it as just swiping your bank card, or swiping apple pay when there is no internet connection.