I have applied for Everbright’s credit card installment business, let me introduce it to you in detail:

1. Application scope

(1), bill amount installment : Refers to the customer applying for installment based on the consumption amount shown on the current bill (i.e. the consumption amount that has been issued for the current period). The installment amount must be greater than RMB 500 (inclusive).

(2) Transaction amount installment: refers to the customer applying for installment based on the single consumption amount before the next bill date (that is, the consumption amount that has not yet been billed). The principal of a single transaction in the installment must be greater than 2,000 yuan ( Including) RMB.

2. Application process

(1). Apply for installment payment of the unpaid portion of the RMB consumption transaction amount.

(2). China Everbright Bank will conduct a unified review of customer applications.

(3) If approved, the handling fee amount will be deducted in one go according to the corresponding handling fee standards.

(4). The customer receives the installment payment notification text message and makes repayment according to the prompt information.

3. Application channels

(1) Call the service hotline 400-6666-999 to apply.

(2). Apply online through the bank website (this channel is limited to applying for bill amount installments).

(3). China Everbright Bank will call some customers to invite them to apply.

4. Rate standard

The handling fee for Everbright Bank's bill installment business is equal to the total installment amount multiplied by the installment handling rate, and is charged once in the current installment period. After paying a certain installment fee, the customer can repay the unpaid portion of the consumption transaction amount of the RMB bill issued in equal installments according to the number of installments applied for (3, 6, 9, 12 installments).