The purposes of the Fusible Shell Reserve Fund are as follows:

1. When using a credit card, you can choose to use the reserve fund for overdraft consumption. When the principal of the credit card is insufficient, the reserve fund will be automatically converted into overdraft to pay the consumption amount.

2. Cash withdrawal, petty cash can be used as the cash withdrawal amount of credit card. Users can choose to withdraw cash from the reserve fund at the time of withdrawal, and the withdrawal amount shall not exceed the balance of the reserve fund.