The bank card of rural credit cooperatives is a kind of savings bank card issued by rural credit cooperatives. It has basically the same functions as ordinary bank cards of other banks, and can be used for common banking operations such as deposit and withdrawal, transfer, payment and consumption, balance inquiry, etc. Bank cards of rural credit cooperatives are usually connected with UnionPay network and can be used at ATMs and POS terminals nationwide. Bank cards of rural credit cooperatives are mainly issued to residents and farmers in rural areas, providing them with convenient financial services and means of payment. Although the card issuers of rural credit cooperatives are different from their customers, their basic functions are similar to those of ordinary bank cards of other banks, all of which are to facilitate people to conduct financial transactions and manage personal funds.